Wednesday, July 31, 2019

The Twilight Saga 5: Midnight Sun 24. Blood

There were distant sounds of a fight, the loud noise of a vampire being torn apart, but my eyes were only able to see one thing ?C Bella. She was lying on the ground, crumpled, broken, while the pool of blood continued to grow wider underneath her. The red fluid, spilling, wasting, on the floor, the scent pulsing through the air. The amount was cataclysmic, as each second passed a distinctive, yet intangible, spice of the most delicious aroma left burning lacerations in my aching throat. My knee was placed resolutely in the middle of the puddle, soaking me in her blood†¦her life. I took a deep breath and ignored my longing, my lust, my ravenous desire – I focused on the angel. â€Å"Bella,† I soothed her. â€Å"You're going to be fine.† Unresponsive, detached. A plea entered my voice. â€Å"Can you hear me, Bella? I love you.† I sent a reverent petition to which ever god would answer a creature like me. â€Å"Edward,† she croaked, answering my silent request. â€Å"Yes, I'm here,† I declared earnestly. Slow, small, and irregular quantity of tears trickled down her cheeks. â€Å"It hurts,† she uttered many inarticulate lamentations of grief as her eyes closed tightly. Her words plagued and tormented me. I lightly brushed her hair from her face. â€Å"I know, Bella, I know.† I shifted my posture to Carlisle. â€Å"Can't you do anything?† I asked him urgently, peremptorily. This doesn't look good. I need you to prepare yourself for the worst. â€Å"My bag please,† Carlisle reached his hand out. The scent†¦Alice's eyes were wild when she passed the bag to him. â€Å"Hold your breath, Alice, it will help,† Carlisle declared while grabbing his bag. â€Å"Alice?† Bella questioned in a sustained mournful cry. Alice continued to hold her breath, unable to answer her. Bella, she lamented a sigh silently. â€Å"She's here,† I assured her. â€Å"She knew where to find you,† I silently thanked Alice as our eyes met for a fraction of a second. Alice made a slight and quick bend of her head. Not soon enough, her eyes were deep with sorrow. A quick glance around the room brought the total devastation and destruction back into focus. The mirror was cracked and shiny blood was smeared across the floor and mirrors. â€Å"My hand hurts,† Bella mumbled in an almost unintelligible extent, bringing me back from my distraction. â€Å"I know, Bella.† Another scorch mark broke down my throat as I took in another breath to answer the angel who was lying in front of me. I'm about to administer some morphine into her system. Her pain should go away fairly quick after that. â€Å"Carlisle will give you something, it will stop.† All the noise, the fighting, the sound of cracking wood, it was all drowned out when a sharp and piercing cry echoed through the Ballet Studio. â€Å"My hand is burning,† Bella shouted, her eyes fluttering, trying to open but were restricted because of the blood. â€Å"Bella?† I cried out, frightened. I felt a great mental suffering, as her screams were slowly torturing me. The morphine should be working. Another loud wail. â€Å"The fire! Someone stop the fire!† she screamed and moaned in paroxysms of grief. I looked over my shoulder as Emmett was starting a fire to burn James ?C but it was nowhere near us. I turned back to her, going to the source of her first cries. There were perfect teeth imprints on her wrist where a vampire, I growled in rage, had bit her. â€Å"Carlisle! Her hand!† I yelled in disgust, hoping he might have a remedy or that I was wrong all together. An icy surge of terror filled my lungs. I watched as his eyes looked over the outline of the mark. â€Å"He bit her.† Carlisle stated in revulsion. A deep breath entered my lungs as her scent rippled down my flaming throat, the horror entering my body. My view was obliterated by anger ?C I was seeing red. I can't do it. â€Å"Edward, you have to do it,† Alice commanded while wiping the blood out of Bella's eyes. Her stare was so intent you would think she was trying to force Bella to mend just by looking at her. â€Å"No,† I roared, looking at Carlisle, hoping he would tell me something different. â€Å"Alice,† Bella cried in a low, mournful sound. Edward, if you want her to stay human†¦ â€Å"There may be a chance,† Carlisle persisted. â€Å"What?† I begged, not understanding why they wanted me to do it. â€Å"See if you can suck the venom back out. The wound is fairly clean,† Carlisle explained as he stitched Bella's head wound. The shock from this statement was so huge it rooted me to the spot for several seconds. â€Å"Will that work?† Alice's throat was obstructed by the fear of losing her friend. I assume it would work the same as a snake bite. â€Å"I don't know,† he admitted. â€Å"But we have to hurry.† You have to do this, Edward; I can't do this for you. The thought of consuming her blood, even if it was saving her life sent pleasure and pain flooding into my body. To taste her would be wrong†¦fallacious. I felt utterly disgusted with myself but the temptation was growing. My veins felt like they were being filled with acid as I contemplated putting her life in more danger†¦the liability†¦to place her in mortal peril, where she may never come back to me†¦ I felt like I was choking. â€Å"Carlisle†¦I,† I faltered. The thoughts tilted back and forth in my mind like a see saw. â€Å"I don't know if I can do that,† the words were laced with the agony that was consuming me, I felt like I was being strangled, desperate for air. Carlisle was working quickly over Bella's head, pulling a needle through her skin over and over, sewing her up. He looked at my face. â€Å"It's your decision, Edward, either way. I can't help you. I have to get this bleeding stopped here if you're going to be taking blood from her hand.† Bella jerked a quick sharp pull of her body. Another thrust and a suddenly arrested motion as she thrashed against the burning pain in her hand as my mind was racing for alternatives. â€Å"Edward!† she shouted spasmodically. Her eyes flew open and her dark brown eyes darted around in every direction until they landed on me. Watching her writhing in burning pain, pain that I remember well, burnt me, like I could feel it too. I could take the pain away ?C I could make it all stop ?C but would I take her life in the process? â€Å"Alice, get me something to brace her leg!† Carlisle shouted as he was finishing up the stitches on Bella's head. Maybe he should let her become a vampire; it would make things a whole lot easier. â€Å"Edward, you must do it now, or it will be too late.† At his thoughts ?C to think of Bella as a vampire ?C death would be better than this†¦this†¦life. Bella was beginning to jerk in violent spasmodic muscular movements, the abrupt motions making her leg flail limply around. Carlisle caught her leg to hold it still. Now, Carlisle ordered in his head. I shot him a furtive look. My fingers wrapped around her tiny and delicate wrist, preventing her involuntary reflexes, like she was pulling her hand away from a flame. The desire to taste, the agony of the bite†¦every second I bent closer to her my mind tittered on an unstable line of right and wrong. My mind was traveling between two different worlds. Reason, truth, maybe some standard or principle ?C this had to be the solution; the right answer. Not proper, awry, not appropriate. The thoughts scattered across my already stressed mind as I bent down further. She thrust against my hold making the prolonged pain of my intense mental suffering grow exponentially. Her breathing was harsh and ragged as her wild yells filled the studio, reverberating off the mirrors and walls. My lips touched her skin, the fresh blood soaking into my lips. Hunger. Completely ravenous. I pulled her blood from the bite wound and it rushed into my mouth. The blood was hot and wet in my mouth. Sensations I'd never felt before tingled my tongue, sending a pleasurable warmth down my frozen and dry aching throat. Each second the monster was threatening to take over as he reared his head in appreciation. She screamed and lashed, struggling to get away from my grip. I knew it was hurting her, but my instincts had taken over, I held her tighter, intensely eager to devour the palatable, savory†¦delectable†¦I tried not to moan in pleasure. The luxuriant fullness that had consumed me brought intense satisfaction. I was ultimately determined to seize her, to have all of her, as I sucked down the blood in large gluttonous amounts. I could feel her becoming limp in my strong grasp as I continued my consumption of her gratifyingly warm, red†¦crimson blood. â€Å"Edward,† Bella mumbled incoherently, bringing me from my frenzy ?C like a soft voice had just whispered in my ear. Edward! Please†¦please don't kill her. Stop! Alice cried in her mind, not wanting to scare Bella. â€Å"He's right here, Bella.† Her voice trembled slightly, her visions showing her an unsure course. Bella's eyes rolled in her head like marbles on an unstable surface. She was dying. With a stupendous effort I let go, placing her hand down gently, forcibly reminding myself of her delicate nature. The dazzling sunlight of the day bathed the studio with a natural light, making the pool of blood glitter. Bella was silent and limp, her heart barely pumping the little amount of blood that was left in her body. Did I kill her? I felt like someone had just stabbed me in my heart. Would this be her brutal ending? I felt a horrible compression in my chest at my thoughts. They placed an inexcusable trust in me! I looked at her intently, waiting for another reaction with increasing desperation. She took an unsteady breath ?C the small cry of pain still present. I was devoutly thankful to whatever god had been watching over her this morning. â€Å"Stay, Edward, stay with me†¦Ã¢â‚¬  She barely breathed. I sighed heavily at the beautiful angel voice. â€Å"I will,† I promised, the stress of the situation still evident in my triumphant voice. I put her words on repeat in my mind, realizing even though I put her in this danger and almost sucked her dry of life, she still loved me†¦still wanted me to stay with her. I brushed my hand lightly against her cheek. A small sigh escaped her lips, her pain obviously dulling as her eyes closed lightly. You didn't kill her, Carlisle thought proudly. â€Å"Is it all out?† he checked. I didn't kill her. The relief was so exquisite it was nearly pain. The ache†¦anxiety, my oppression was slowly dissipating. â€Å"Her blood tastes clean,† I breathed a sigh of relief. â€Å"I can taste the morphine.† Let's make sure before we take her to the hospital. The morphine might be covering up the pain. â€Å"Bella?† Carlisle called out, bringing Bella from an almost slumber. Bella didn't bother to open her eyes, her body lying limp on the ground. â€Å"Mmmmm?† â€Å"Is the fire gone?† Carlisle stared at me, waiting for the answer. Bella's voice was slow and sluggish. â€Å"Yes,† she sighed. â€Å"Thank you, Edward.† I felt a profound feeling of warmth radiate from my body. â€Å"I love you,† I breathed in deep affection. To taste something so sensational and be able to stop†¦ I sighed, the benevolent reverence I had for her grew suddenly, like she was divine in nature. â€Å"I know,† she breathed once more, her words becoming incoherent with sleep. At her words ?C her almost sarcastic words, a low chuckle escaped my lips. The sound was doused in relief. Did you see her mother? Is she dead? Carlisle's face looked grave. We both listened for a moment, trying to hear a heart beat†¦someone breathing, but there was nothing. I shook my head. â€Å"Bella?† Her lips twitched into a frown. â€Å"What?† she mumbled. â€Å"Where is your mother?† he asked. â€Å"In Florida,† she sighed. Then her face barely distorted in anger. â€Å"He tricked me, Edward. He watched our videos.† I gritted my teeth in anger, the reminder of James came to the forefront of my mind as I looked over my shoulder at the rapidly growing flames that were licking up the walls of the studio. â€Å"Alice.† Bella's eyes fluttered and failed to open. â€Å"Alice,† she called again. â€Å"The video ?C he knew you, Alice, he knew where you came from,† her voice drifted off weakly. â€Å"I smell gasoline,† she added quietly. This building is going to be up in flames shortly, we need to leave. â€Å"It's time to move her,† Carlisle looked at me. Can you carry her? You must be careful not to hold her too tightly. We don't want her ribs protruding into her organs. I nodded my head. â€Å"I want to sleep,† Bella protested. â€Å"You can sleep, sweetheart, I'll carry you,† I tried to soothe her as I brought her gently into my arms, like she was a delicate soap bubble. She's more fragile than a soap bubble, I laughed internally, the first real signs of the ending danger.†Sleep now, Bella,† I kissed her lightly on the forehead, the blood unaffecting me in this most relief filled moments. She fell limp in my arms, her eyes shut lightly, like she was in a deep slumber. I emerged from the flames of the studio as Alice opened the car door of the Cadillac for me. I slowly laid her down in the backseat. I sat beside her, pulling her into my lap. I wanted to keep her as close to me as possible. I looked up through the shining sunlight, where Alice was glittering like millions of tiny facets were embedded in her skin, and noticed the relief on her face also. â€Å"Where's Emmett and Jasper?† I wondered, catching a glimpse of the Mercedes still parked out front. â€Å"They've gone back to the hotel. I'm not riding with you, I'm going to meet them there. We are going to set up a†¦scenario.† I saw in her mind the plan ?C they were going to break the glass wall of one of the stair wells ?C saying Bella had fallen down the stairs and through the window, causing her injuries. â€Å"Will that work?† I asked. â€Å"Yes.† She stated while shutting the door and sprinting off in the dark shadows around the buildings. Carlisle was already in the driver's seat, the car starting. I didn't speak, and neither did he during our ride to the hospital, though I could always hear his thoughts. I guess the glass from the window and falling down stairs could account for her injuries. Hum†¦ Alice is truly clever. I can't believe Edward was able to stop when Bella's blood calls to him so absolutely. Two lefts and a right†¦ We pulled into the emergency room lane, Carlisle helped Bella out of the car and handed her back to me. I carried her through the large glass doors as they slid open for me automatically. The nurse at the front desk stood immediately, gasped at the sight of the blood, her thoughts becoming panicky, and ran to get help. Soon there were doctors and more nurses running through the halls, all ready to help her. It pained me to see the slowness that they moved, though their pace was particularly fast considering they were just mere humans. I brushed her face lightly as I placed her on the gurney. â€Å"My name's Dr. Carlisle Cullen. I would like to help in any way that I can. She is like family to me,† Carlisle spoke quickly to the doctor on duty. I knew he was beginning to feel this away about her, but he had never thought or said that statement out loud. She was family, though. To see all of the Cullen's, even Rosalie, ban together to protect the one fragile human that I loved so deeply made me realize that maybe she was my destiny†¦that even after tasting her blood, I was able to keep her alive. I shook my head. It was idiotic to think that way. I would have never tasted her blood if it weren't for me putting her in danger in the first place. This was entirely my fault. She was being rushed to surgery because of me. Her bones are broken†¦she was bit by a vampire! Each thought was a struggle, I saved her, but she wouldn't have needed saving had I never invited her into my secret life. Another thought. When I left Forks†¦if I never returned†¦she would be dead now. I saved her! The battle between right and wrong was taking over my body as I sunk down into the nearest chair and waited for some news. A couple of very long minutes later Alice came prancing through the doors, exultant at her prized display of a fake accident, her eyes were reminiscent. Carlisle came bursting through the big white emergency doors. â€Å"We need permission from her mother or father before she can have surgery.† â€Å"Already done,† Alice trilled. â€Å"She should be calling the hospital in three seconds.† Suddenly the phone rang and the nurses' station picked up. â€Å"Hold on just one minute, Mrs. Dwyer,† the nurse pressed the hold button and then another button to send the call back to the doctor on duty. â€Å"That's my cue,† Carlisle said. â€Å"I'll keep you informed.† He turned on his heal and walked smoothly and gracefully through the doors sending an everything will be all right, thought my way. I sighed and sank down into a chair. I sat still for an hour. A very long hour. I still hadn't recovered from the shock of seeing Bella in such a broken state as I sat there frozen and unmoving. Hate and revulsion were there, squarely in my chest, reminding me of the monster I am. I sat there, silent and unmoving ?C rigid as a wax work while the battle raged inside me. I kept turning cold thinking about what would have happened if I hadn't shown up. I shuddered. Another hour passed, and this one was longer than the first. I begged the earth to crack open and swallow me whole. Alice didn't say anything, just sitting quietly next to me, realizing it wasn't a good time to talk. I hoped to deflect any invitation to join into a conversation with her. Alice continued to gaze dreamily out the window. I heard feet racing down the hall way and I looked to my right as Carlisle busted through the big white emergency doors to report on how Bella was doing. â€Å"She's going to be fine. She will be out of surgery shortly. There was a lot of damage to her leg, but they were able to fix it. She should have no permanent damage,† Carlisle informed me, placing his hand on my shoulder, speaking bracing words of comfort. â€Å"Relax. I'll show you where her room will be.† I leapt to my feet. We walked slowly through the hallways of the hospital; the walls were bland and off white. There was a sickening smell in the air†¦the smell of iodine and death. We reached big metal doors to an elevator. Alice pressed the button to go up, already knowing which room we were going to be in. I waited impatiently for the doors to open. Ding. The elevator doors opened to admit us and we all three stepped through them, Alice once again pressing the button, one that said four. I felt a shifting under me as my stone like body was slowing ascending the many floors of the building. Ding. The doors opened to admit us onto the fourth floor, which was just as boring as the first. â€Å"This way,† Alice said. I followed her until we reached room four-oh-eight. I stepped through the threshold. No Bella. I sank down in the chair next to the bed, waiting once again impatiently. I leaned over and put my head in my hands, trying to dislodge the thoughts and feelings that were consuming my body, setting it aflame and then dousing it with cold water. The scent was still strongly present on my hands. I pulled them away to examine the damage. There was no white space, my hands were covered in scarlet blood. A stubby nurse walked into the room. â€Å"Oh,† she gasped. â€Å"I didn't realize anyone was in here.† I looked up at her and she jumped back several feet. His eyes! I looked away quickly. â€Å"I'll just come back†¦Ã¢â‚¬  she bustled out of the room quickly. â€Å"That's right! I almost forgot,† Alice chimed in. â€Å"What is it, Alice?† I groaned. She tossed me a small white box. I flipped it over in my hands. Contacts. Crap, another reminder, I thought angrily. I went into the bathroom to place the contacts over my bright red eyes†¦bright red because of Bella's blood. All of this because of my†¦need. It was true, I needed Bella. Would I ever be able to leave her and stop bringing danger to her door step? I fluttered my eye as an obstruction fell over my vision. I could see every line and contour of the wretched thing. I pulled the other contact out to place in my other eye. I brought my face close to the mirror, studying it. I was oddly flushed and more pink than normal; my eye was scarlet red because I was full of human blood. The gleaming red eye reminded me of the monster that I am. I sighed and placed the contact in my eye as my vision became obstructed again. I washed my hands thoroughly, watching the water turn red and run down the drain. I walked out of the bathroom. â€Å"Much better,† Alice said. I heard a squeal of wheels being pushed down the lament floor. Be prepared, Carlisle warned. Worry and anxiety filled my stomach like acid as I stood to open the door, realizing I had less resolution than ever.

Tuesday, July 30, 2019

Li Ka Shing

Background Li Ka-shing, an icon of Asia’s economic rise in the postwar era, through his businesses employs 270,000 people in more than 50 countries. He also has made personal investments in Facebook and Skype, and is one of the world’s top philanthropists. He started his remarkable career making toys and later, plastic flowers. Succession Li  said his elder son Victor would be his successor at Cheung Kong and Hutchison Whampoa. â€Å"Victor will assume the stakes I hold in the listed firms, including the 40% stake in Cheung Kong and the 35% stake in Canada-listed Husky Energy,† Li told reporters. He will be responsible for Cheung Kong's group business in the future. † The current market value of Li's 40 percent stake in Cheung Kong and his 35 percent stake in Canada-listed Husky Energy is around HK$140 billion (US$18 billion). Victor  has been  the deputy chairman of Cheung Kong since 1994 and managing director since 1999; he is also deputy chairman of Hutchison. Li senior  is the  chairman of both companies. Richard, who ranked No. 960 with wealth of $1. billion on the same list and runs his own telecommunications empire, â€Å"will also have a very successful career†Ã‚  , pledging his â€Å"full support†. The move should help avoid a family feud – â€Å"there will be no conflict† among Victor’s and Richard’s businesses, said Li, who  Forbes  estimates is worth about US$25. 5 billion. Businesses controlled by Richard include PCCW Ltd. , Pacific Century Premium Developments and the HKT Trust. Li said he would support Richard’s  new projects with â€Å"cash,† and  the y ounger son’s assets  would increase â€Å"several-fold† through the father’s support. Richard is in acquisition talks with â€Å"several sizeable companies, Victor now holds two-thirds of Li Ka-shing Unity Holdings Ltd after Richard transferred his one-third holding in the family trust to him on July 16, 2012, according to a filing to the Hong Kong stock exchange. Li Ka-shing will continue to hold the remaining third of the trust, which controls Cheung Kong (Holdings) Ltd, Hutchison Whampoa Ltd and other affiliate companies. Victor has three daughters and a son, Michael, and Richard has three sons, the eldest being Ethan. ttp://www. campdenfb. com/article/li-ka-shing-plans-succession-avoid-family-feud http://www. forbes. com/sites/russellflannery/2012/05/28/hong-kong-in-transition-elite-family-businesses-are-facing-change/ http://english. sina. com/business/p/2012/0721/488324. html Challenge Li’s challenge may be that his model is outdated. Hutchison trades at a discount of 37 percent to its component parts, according to Credit Suisse, suggesting it might be w orth two-thirds more if it were broken up. But while Victor Li is there to ensure continuity, he may create most value by deviating from his predecessor’s grand plans. Recommendations Some of Asia's largest listed companies are family run, and succession plans are tightly held secrets, often only revealed through wills at the death of their founders, leading to bitter internal feuds. It is a positive move of Li to have clear-cut who is having what, avoiding potential struggle for shareholding, and it is good for the long-term stability of the group. Li also assures a loyal follower Victor who shares his values, and the newcomer will be surrounded by a team of long-time Li acolytes. The succession is set to be smooth and no major impact is expected on the management. Victor has been number two at Cheung Kong Holdings and Hutchison Whampoa since the 1990s. There is no surprise for his succession. Besides, there is an insurance policy. Victor will head a board followed his father for long time. Cheung Kong’s directors have served for an average of 21 years. Even the independent directors have served for an average of 19 years. However, continuity alone doesn’t make a legacy. In the Li empire, Victor will need new tactics. Growth of Cheung Kong and Hutchison Whampoa is slowing. They have delivered almost flat returns over the past five years. Victor will need to create a more sustainable, and environmentally less destructive model. http://blogs. reuters. com/breakingviews/2012/05/30/li-ka-shing-opts-for-succession-china-style/

Monday, July 29, 2019

Criticize Elizabeth Anderson's Claim that the Autonomy of Women will Essay

Criticize Elizabeth Anderson's Claim that the Autonomy of Women will be Promoted by Banning Commercial Surrogacy Contracts - Essay Example If the intended mother has the ability to produce eggs that are fertile but is unable to carry the pregnancy then gestational surrogacy can be used. In this process, the egg of the intended mother would be removed and combined with that of the husband or a sperm from another man and finally implanted in the replacement mother. Surrogacy arrangements can be either altruistic or commercial. In altruistic surrogacy, the surrogate mother would be compensated for expenses incurred or sometimes not paid at all. On the other hand, the surrogate would be paid all expenses incurred during the entire period of the pregnancy plus a fee in commercial surrogacy. In this surrogacy, the surrogate mother and the adoptive parents come up with a commercial surrogacy contract that regulates their relationship for the entire period of the pregnancy. Criticism I disagree with Elizabeth Anderson’s claim that the autonomy of women would be promoted by banning commercial surrogacy contracts. As a mat ter of fact, commercial surrogacy has enabled many infertile couples in the entire world to have children. There exist few children for adoption and even the requirements for one to qualify as an adoptive parent are hard to meet. Therefore, commercial surrogacy remains the only hope for some individuals to get children and make up families. It is the only humane answer to the infertility problem. Infertility is extremely common in the world; it affects approximately one out of seven couples. This problem is likely to increase since more women are entering a time consuming workforce, and thus delay the process of giving birth to a later age when fertility challenges are exceedingly rampant (Richards 78). Consequently, adoption does not sufficiently meet the desires of infertile couples wishing to have a baby. There exist no biological link between the couple and the adopted baby; they would be forced to wait between three and seven years to adopt an infant. This has contributed to a call for another reproductive option. Moreover, abortion and the use of contraceptives have led to a serious shortage in the number of adoptable babies. If we follow Elizabeth Anderson’s argument, then we leave many infertile couples without children. Commercial surrogacy is not a practice of baby selling as Anderson argues. It is a contract to bear a child but not to sell the child. The payment to a surrogate is just a fee for the services just similar to the fees paid to doctors and lawyers for their services. The banning of commercial surrogacy will be infringing on ones constitutional right to engage into a contract freely. The society is always at peace when the liberty of its members becomes maximized. Women and the entire society benefit from the freedom of choice that would be offered through surrogacy. Since people would not be forced into the contract, they engage willingly; no one should attempt to stop them. In a rights based culture, commercial surrogacy contract s would be supported since every woman has the right to procreate. She also has the right to demand compensation for expenses incurred during the gestation period. All parties benefit in a surrogacy arrangement that is successful. The intended parents go home with a cherished child while the surrogate mother gets monetary reward for her work (Richards 71). The money the surrogate mot

Sunday, July 28, 2019

Business Models and Planning Essay Example | Topics and Well Written Essays - 250 words

Business Models and Planning - Essay Example Segmented into personal and business travelers. Also segmented into personal and business travelers. Segmented into business travelers unlike the two. Channels Different channels are used to acquire customers. They are online ads, PR and word of mouth. Channels used to acquire customers are through different advertising campaigns in social media, ads and media houses. Uses advertising channels and word of mouth to attract customers. Customer relationship Two type of customers, owners and renters. And the relationship with both is of utmost importance (Daidj, 2015). A strong customer relationship who are renters. They offer various deals to their customers. Revenue streams. Generated through commissions from renters and commissions from owners. Generated through intelligent capital investment. Revenue stream is personal from the owner. Value proposition The core value involves possessing an asset which has not been fully utilized and enabling owners to make from it. To provide â€Å" a clean, comfortable room for the lowest price of any national chain† Provide products which are in accordance to customer specifications or dates. Key activities Their key activities includes marketing, developing products and community management of home owners.

Saturday, July 27, 2019

Women's Rights Movement Research Paper Example | Topics and Well Written Essays - 1000 words

Women's Rights Movement - Research Paper Example The call for feminist rights movement for inclusion into more legal and social rights was largely as a result of the abolitionist movement that occurred prior to the Civil War. This was in itself due to the women’s realization that their slave rescue efforts were being hindered by lack of their own freedom. Several literatures have suggested that there existed a close relationship between these two occurrences. Within these developments, two organizations were subsequently initiated so that they look into issues of expanded women’s rights. Of historical significance was the â€Å"National Organization for Women† which was formed around1966 with statement of purpose to â€Å"Fight for equal rights with men† (National Organization for Women) In effect many women found solace in joining feminist organizations. There were widespread public lecture, newspaper articles, billboards, women parades and other variety of tactic that were used by these organizations i n attempt to communicate the message of equality. Other authors suggest that during this 70year struggle individual campaigns and petitions were carried out in attempts to elucidate the women’s state of affairs at every level. The feminist movement draws from a series of historical, political and public campaigns and advocacy undertaken by many women suffragists to deliver the modern day American woman. The background and the Beginning: Around 1800s women’s life was characteristically quite hard. Earlier works by Lucy Stone, the founder of â€Å"American Woman Suffrage Association† asserting that most of the women during this period worked in unbearable cotton mills and associated poor living conditions with peanut pay. Women oppression was so widespread that women were never allowed opportunities to testify in court cases nor speak before a gathering. (Friedan)Within these developments, Lucy goes ahead to say that marital rights of women were limited with women being regarded as property that were owned by their husbands, and therefore, â€Å"Out of indignation at the condition of women, the suffrage movement was born. For 70years it played a leading role in great struggle to raise womankind to equality with men† with suffrage becoming the main focus of these movements. (National Organization for Women) With the first Women Convention Conference held in 1848 in New York, several declarations by the participant at the Convention called for women to be given equal opportunities and rights in issues that included education, property and right to vote. While drawing from the United States’ independence declaration, this Convention thus declared that, â€Å"We hold these truths to be self evident: that all men and women are created equal†¦Ã¢â‚¬  (National Organization for Women) though it did not escape without saying that these movements faced strong opposition from their male counterparts who still believed that women we re better if they were represented by men. The Opposition Within this paradigm of increased interest to deliberate the womankind, several other opposing forces opposed the women’s quest for equality. In this situation were a mixture of complexities and personalities drawn from various societal spheres. Religion for instance was opposed to this movement arguing that the Bible recognized women’s position under a man. Strong family moralists also expressed fears that equality cause

Friday, July 26, 2019

Social Thought & Social Change Essay Example | Topics and Well Written Essays - 1500 words

Social Thought & Social Change - Essay Example There has been a â€Å"social change† in United States (Cornish, 1993, pp. 162). Various sociologists belonging to different school of thoughts have interpreted social change differently. In particular, notion of Social Change will under evaluation according to the works of Karl Marx and Max Webber. Marx simply defined social change as something, which emerges from class conflict, and this social change might be in the form of revolutions and not necessarily peaceful (Tischler, 2007, pp. 14). Weber’s ideas on social change were not economically based like that of Marx, but he emphasized that social change is brought about by ideas and ideals (Denhardt, 2004, pp.26). Society has undergone various transformations; the theories of Marx and Weber highlight how social change brought about these transformations. The paper explains the theories of Marx and Weber to explain the concept of â€Å"post industrialist† society. Bell does not really define post industrialist s ociety as a transition into service industry. Bell places great emphasis on scientific knowledge in this era and this scientific knowledge is a catalyst for social change (Mackay, Maples, Reynolds, 2001, pp. 24). Postindustrial era emerged after the Second World War that saw immense technological developments some of which included the transformation of matter into energy, atom bomb and the first digital computer (Bell, 1973, pp. 339). The character of ‘knowledge’ itself stands out in postindustrial societies. The main features of a postindustrial society include that of an increase in the size of the service industry, extensive use of machinery, an increase in the amount of information technology and knowledge and creativity standing out (Society, n.d, n.p). Karl Marx was particularly focused on the inequality perpetuated by capitalism. He argued that a particular technology did not define capitalism, and was the relation of social forces within the capitalist society that was significant. In the sense, that the people who owned the means of production and the workers who worked on these means of production had an important relationship. Although technology was vital to the process but it resulted only â€Å"as consequence of the relationship between those who produce surplus value and who appropriate it† (Jordan, Pile, 2002, pp.102). The works of Marx itself were based on the industrialist society. However, various contemporary Marxist theorists have identified that the conflicts within the framework of work, which occurred in industrial society have still not been removed with the introduction of the post industrialist era, also widely known as Information Communications Technology (ICT). In addition, even Bell has identified that the landowner and soldier were central figures in pre-industrial society and the businesspersons in industrial society, largely scientists and researchers dominate the postindustrial society (Cornish, 1993, pp. 162). Marxists therefore would emphasize that the scientists and researchers have the ‘elite’ knowledge, which is in the hands of the powerful few. Hence, there is inequality in the society. Furthermore, there has been an integration of ICT into the manufacturing world. This is an addition of modernity to the trend, which Marx had established. Therefore, according to Marxists, ICT is a ‘

Discuss the stress vulnearability model and the bio-psychosocial Essay

Discuss the stress vulnearability model and the bio-psychosocial approach to the care and treatment of illness - Essay Example These people are also less likely to relapse to stress induced depression and psychoses. This model also illustrates that biological factors play a key in ones vulnerability to stress, such as schizophrenia from a parent, and the persons proneness to developing the same illness due to this predisposing factor. Some physicians are looking into the bio-psychosocial methods in managing stress, since this can develop or mimic certain illnesses depending on an individuals vulnerability to stress. Strategies that are being recommended are altering ones diet and lifestyle changes. (Posen, 1995) A recommendation in keeping a healthy diet and lifestyle increases a persons ability to cope with stress, thus lessening their vulnerability and their likeliness to develop illnesses due to stress. (Posen, 1995) Managing stress also lies within the person himself. Having a healthy lifestyle plays a key role in a persons capability in handling stress. Organic medicine and natural remedies are some ways that people can also try in order to increase their tolerance towards stress (Bashir 2007). Â   Asthma has been one illness that has always been attributed to stress. (Wright, Rodriguez & Cohen, 1998) Because of the impacts of stress on our immune system, our bodies become more prone to viral and bacterial infections that may develop into secondary infections, such as asthma. With the increased work load starting late December of last year, my asthma became unmanageable. The stress of my job manifested itself on my health first with a simple cold, then with flu-like symptoms, then allergy, and the last asthma. Meeting deadlines and not-so-good relations with my boss became stress triggers for me. Patients experience high levels of stress when they are about to undergo a medical procedure. (Arslan 2004). Patients were asked in what phase of

Thursday, July 25, 2019

Ancient and Medieval Political Theory Assignment - 1

Ancient and Medieval Political Theory - Assignment Example This is because men are their traditional enemies. Furthermore, Pisthetaerus explains to the birds that they are the original gods, and hence they should reclaim their position by building a city in the sky. This would blockade the Olympian gods, into accessing the worship of men, and hence force them into submission2. In the context of this text, power means the ability of making other people to be submissive to an individual. Furthermore, it means the ability to reclaim the past glory or honor. That is, the birds were once gods, and hence, they should reclaim their position from the Olympian gods. This concept of power has been extensively discussed in this class. For example, we learn of authoritarian rule, democracies, and tyrannies. All these are different types of powers and authorities exercised by governments. Democracy, is the rule of many, while tyranny, is the rule of minority, and by force. Authoritarian rule and tyranny are examples of dictatorships. All these are aspects of power. Political power is an aspect that affects the contemporary society3. States are normally encouraged to establish a democratic system of governance. This is because democracy ensures that there is transparency in the governance process. Countries such as United States is a democracy, and it rarely has a good diplomatic relationship with countries that are authoritarian and

Wednesday, July 24, 2019

Freedom of Expression in the Workplace Case Study

Freedom of Expression in the Workplace - Case Study Example .This, however, does not mean that there is no adequate protection for employees. The Anti-discrimination laws provide for a level of protection for certain types of expression made in a workplace setting, which is not necessarily a First Amendment right (Sutherland, 1). Despite these laws, there is still a problem as to the amount of power that employers hold as regards the freedom of expression or expressive activities of employees which may hinder employees’ rights (Whitaker, 1). To address this problem, Bruce Barry in his book entitled â€Å"Speechless,† suggests that there must be changes made as to the laws and to management practice that would expand or develop the expressive rights of employees without however jeopardizing or compromising the interests of the employer (Barry, 1). Businesses should also have a code of conduct where there should be respect for expressive activities of employees, which may pertain to respect for an employee’s religion or expressions which tend to discriminate or harass a person’s race or sex (Whitaker, 1). In order to ensure the free expression of workers without however jeopardizing employer’s interests, there must be some monitoring.

Tuesday, July 23, 2019

Edit the Actual CV to be Oriented according to the Instructions Personal Statement

Edit the Actual CV to be Oriented according to the Instructions - Personal Statement Example eted financial structures and products within accounting, client service, budgeting, and project management, financial both nationally and internationally. MBA degree holder from UNAH San Pedro Sula Honduras, and is currently pursuing Doctorate degree in Business and administration from Help University. My responsibilities demonstrate accounting expertise in taxation activities like assessable income, capital gains, and deduction and substantiation and preparation and completion of internal control systems for preparation of final statements. In addition, my strong analytical skills have enhanced my role in budgeting particularly during internal audits such that all operations remain within budget and are in accordance to financial regulations and practices. For financial analysis and management roles, I have carefully analyzed different financial information for provision of direction and support, optimal funds utilization, identifying recommendations, and guaranteeing that all operations are within the required budget. I am an accomplished project manager with demonstrated competent ability to lead projects to triumphant ends, coach and mentor other team members to develop their project management skills and allowing them to manage parts of the project. My experience in multinati onal organizations have enabled me to manage and lead numerous cross-sectional teams to represent all organizational interest in a system, product, or service as a means of vast communication, easy alignment, and building better products. Managed by oversee the implementation of a new asset management control of all asset management operations according to IPSAS , to guarantee support of control and best practice, effective internal controls and procedures, and proactive approach to meet costs while sharing best practices, regulations and requirements to be applied in operations. Developed and implemented a coaching programs and tools for my team focusing on timely and efficient

Monday, July 22, 2019

A Streetcar Named Desire Essay Example for Free

A Streetcar Named Desire Essay Playwright, poet, and fiction writer, Tennessee Williams left a powerful mark on American theatre. At their best, his twenty-five full-length plays combined lyrical intensity, haunting loneliness, and hypnotic violence. He is widely considered the greatest Southern playwright and one of the greatest playwrights in the history of American drama. Born Thomas Lanier Williams on March 26, 1911, he suffered through a difficult and troubling childhood. His father, Cornelius Williams, was a shoe salesman and an emotionally absent parent. He became increasingly abusive as the Williams children grew older. His mother, Edwina, was the daughter of Southern Episcopal minister and had lived the adolescence and young womanhood of a spoiled Southern belle. Williams was sickly as a child, and his mother was a loving but smothering woman. In 1918 the family moved from Mississippi to St. Louis, and the change from a small provincial town to a big city was very difficult for William? s mother. Williams had an older sister named Rose and a younger brother named Walter. Rose was emotionally and mentally unstable, and her illnesses had a great influence on Thomas? s life and work. In 1929, Williams enrolled in the University of Missouri. After two years he dropped out of school, compelled to do so by his father, and took a job in the warehouse of the same shoe company for which his father worked. He was an employee there for ten months, despising the job but working at the warehouse throughout the day and writing late into the night. The strain was too much, and Williams had a nervous breakdown. He recovered at the home of his grandparents, and during these years he continued to write. Amateur productions of his early plays were put on in Memphis and St. Louis.  During this time, Rose? s mental health continued to deteriorate. During a fight between Cornelius and Edwina, Cornelius made a move towards Rose that he claimed was meant to calm her. Rose thought his overtures were sexual and suffered a terrible breakdown. Her parents had her lobotomized shortly afterward. Williams went back to school and graduated from the University of Iowa in 1938. He then moved to New Orleans, where he changed his name to Tennessee. Having struggled with his sexuality all through his youth, he now fully entered gay life, with a new name, a new home, and promising talent. That same year, he won a prize for American Blues, a collection of one-act plays. In 1940, Battle of Angels (later rewritten as Orpheus Descending), his first full-length and professionally produced play, failed miserably. Tennessee Williams continued to struggle. 1944-1945 brought a great turning point in his life and career: The Glass Menagerie was produced in Chicago to great success, and shortly afterward was a smash hit on Broadway. While success freed Williams financially, it also made it difficult for him to write. He went to Mexico to work on a play originally titled The Poker Night. This play eventually became one of his masterpieces, A Streetcar Named Desire. It won Williams a Pulitzer Prize in 1947, which enabled him to travel and buy a home in Key West, a new base to which Williams could escape for both relaxation and writing. Around this time, Williams met Frank Merlo. The two fell in love, and the young man became Williams? romantic partner until Merlo? s untimely death in 1961. He was a steadying influence on Williams, who suffered from depression and lived in fear that he, like his sister Rose, would go insane. These years were some of Williams? most productive. His plays were a great success in the United States and abroad, and he was able to write works that were well-received by critics and popular with audiences: The Rose Tattoo (1950), Cat on a Hot Tin Roof (1955), Night of the Iguana (1961), among many others. Cat on a Hot Tin Roof won Williams his second Pulitzer Prize. He gave American theatergoers unforgettable characters, an incredible vision of life in the South, and a series of powerful portraits of the human condition. He was deeply interested in something he called poetic realism, the use of everyday objects, which, seen repeatedly and in the right contexts, become imbued with symbolic meaning. His plays, for their time, also seemed preoccupied with the extremes of human brutality and sexual behavior: madness, rape, incest, nymphomania, as well as violent and fantastic deaths. Williams himself often commented on the violence in his own work, which to him seemed part of the human condition; he was conscious, also, of the violence in his plays being expressed in a particularly American setting. As with the work of Edward Albee, critics who attacked the excesses of Williams work often were making thinly veiled attacked on his sexuality. Homosexuality was not discussed openly at that time, but in Williams plays the themes of desire and isolation show, among other things, the influence of having grown up gay in a homophobic world. The sixties brought hard times for Tennessee Williams. He had become dependent on drugs, and the problem only grew worse after the death of Frank Merlo in 1961. Merlo? s death from lung cancer sent Williams into a deep depression that lasted ten years. Williams was also insecure about his work, which was sometimes of inconsistent quality, and he was violently jealous of younger playwrights. His sister Rose was in his thoughts during his later work. The later plays are not considered Williams best, including the failed Clothes for a Summer Hotel. Overwork and drug use continued to take their toll on him, and on February 23, 1983, Williams choked to death on the lid of one of his pill bottles. He left behind an impressive body of work, including plays that continue to be performed the world over. In his worst work, his writing is melodramatic and overwrought, but at his best Tennessee Williams is a haunting, lyrical, and powerful voice, one of the most important forces in twentieth-century American drama. Samenvatting About A Streetcar Named Desire During the incredibly successful run of The Glass Menagerie, theatre workmen taught Williams how to play poker. Williams was already beginning to work on a new story, about two Southern belles in a small apartment with a rough crowd of blue-collar men. A poker game played by the men was to be central to the action of the play; eventually, this story evolved into A Streetcar Named Desire. Streetcar hit theaters in 1946. The play cemented Williams reputation as one of the greatest American playwrights, winning him a New Yorks Critics Circle Award and a Pullitzer Prize. Among the plays greatest achievements is the depiction of the psychology of working class characters. In the plays of the period, depictions of working class life tended to be didactic, with a focus on social commentary or a kind of documentary drama. Williams play sought to depict working-class characters as psychologically evolved entities; to some extent, Williams tries to portray these blue-collar characters on their own terms, without romanticizing them. Tennessee Williams did not express strong admiration for any early American playwrights; his greatest dramatic influence was the brilliant Russian playwright Anton Chekhov. Chekhov, with his elegant juxtaposition of the humorous and the tragic, his lonely characters, and his dark sensibilities, was a powerful inspiration for Tennessee Williams work. At the same time, Williams plays are undeniably American in setting and character. Another important influence was the novelist D. H. Lawrence, who offered Williams a depiction of sexuality as a potent force of life; Lawrence is alluded to in The Glass Menagerie as one of the writers favored by Tom. The American poet Hart Crane was another important influence on Williams; in Cranes tragic life and death, open homosexuality, and determination to create poetry that did not mimic European sensibilities, Williams found endless inspiration. Williams also belongs to the tradition of great Southern writers who have invigorated literary language with the lyricism of Southern English. Like Eugene ONeill, Tennessee Williams wanted to challenge some of the conventions of naturalistic theatre. Summer and Smoke (1948), Camino Real (1953), and The Glass Menagerie (1944), among others, provided some of the early testing ground for Williams innovations. The Glass Menagerie uses music, screen projections, and lighting effects to create the haunting and dream-like atmosphere appropriate for a memory play. Like Eugene ONeills Emperor Jones and Arthur Millers Death of a Salesman, Williams plays explores ways of using the stage to depict the interior life and memories of a character. In Streetcar, stage effects are used to represent Blanches decent into madness. The maddening polka music, jungle sound effects, and strange shadows help to represent the world as Blanche experiences it. These effects are a departure from the conventions o f naturalistic drama, although in this respect Streetcar is not as innovative as The Glass Menagerie. Nevertheless, A Streetcar Named Desire uses these effects to create a highly subjective portrait of the plays central action. On stage, these effects powerfully evoke the terror and isolation of madness. Plot summary Blanche DuBois, a schoolteacher from Laurel, Mississippi, arrives at the New Orleans apartment of her sister, Stella Kowalski. Despite the fact that Blanche seems to have fallen out of close contact with Stella, she intends to stay at Stella’s apartment for an unspecified but likely lengthy period of time, given the large trunk she has with her. Blanche tells Stella that she lost Belle Reve, their ancestral home, following the death of all their remaining relatives. She also mentions that she has been given a leave of absence from her teaching position because of her bad nerves. Though Blanche does not seem to have enough money to afford a hotel, she is disdainful of the cramped quarters of the Kowalskis’ two-room apartment and of the apartment’s location in a noisy, diverse, working-class neighborhood. Blanche’s social condescension wins her the instant dislike of Stella’s husband, an auto-parts supply man of Polish descent named Stanley Kowalski. It is clear that Stella was happy to leave behind her the social pretensions of her background in exchange for the sexual gratification she gets from her husband; she even is pregnant with his baby. Stanley immediately distrusts Blanche to the extent that he suspects her of having cheated Stella out of her share of the family inheritance. In the process of defending herself to Stanley, Blanche reveals that Belle Reve was lost due to a foreclosed mortgage, a disclosure that signifies the dire nature of Blanche’s financial circumstances. Blanche’s heavy drinking, which she attempts to conceal from her sister and brother-in-law, is another sign that all is not well with Blanche. The unhappiness that accompanies the animal magnetism of Stella and Stanley’s marriage reveals itself when Stanley hosts a drunken poker game with his male friends at the apartment. Blanche gets under Stanley’s skin, especially when she starts to win the affections of his close friend Mitch. After Mitch has been absent for a while, speaking with Blanche in the bedroom, Stanley erupts, storms into the bedroom, and throws the radio out of the window. When Stella yells at Stanley and defends Blanche, Stanley beats her. The men pull him off, the poker game breaks up, and Blanche and Stella escape to their upstairs neighbor Eunice’s apartment. A short while later, Stanley is remorseful and cries up to Stella to forgive him. To Blanche’s alarm, Stella returns to Stanley and embraces him passionately. Mitch meets Blanche outside of the Kowalski flat and comforts her in her distress. The next day, Blanche tries to convince Stella to leave Stanley for a better man whose social status equals Stella’s. Blanche suggests that she and Stella contact a millionaire named Shep Huntleigh for help escaping from New Orleans; when Stella laughs at her, Blanche reveals that she is completely broke. Stanley walks in as Blanche is making fun of him and secretly overhears Blanche and Stella’s conversation. Later, he threatens Blanche with hints that he has heard rumors of her disreputable past. She is visibly dismayed. While Blanche is alone in the apartment one evening, waiting for Mitch to pick her up for a date, a teenage boy comes by to collect money for the newspaper. Blanche doesn’t have any money for him, but she hits on him and gives him a lustful kiss. Soon after the boy departs, Mitch arrives, and they go on their date. When Blanche returns, she is exhausted and clearly has been uneasy for the entire night about the rumors Stanley mentioned earlier. In a surprisingly sincere heart-to-heart discussion with Mitch, Blanche reveals the greatest tragedy of her past. Years ago, her young husband committed suicide after she discovered and chastised him for his homosexuality. Mitch describes his own loss of a former love, and he tells Blanche that they need each other. When the next scene begins, about one month has passed. It is the afternoon of Blanche’s birthday. Stella is preparing a dinner for Blanche, Mitch, Stanley, and herself, when Stanley comes in to tell her that he has learned news of Blanche’s sordid past. He says that after losing the DuBois mansion, Blanche moved into a fleabag motel from which she was eventually evicted because of her numerous sexual liaisons. Also, she was fired from her job as a schoolteacher because the principal discovered that she was having an affair with a teenage student. Stella is horrified to learn that Stanley has told Mitch these stories about Blanche. The birthday dinner comes and goes, but Mitch never arrives. Stanley indicates to Blanche that he is aware of her past. For a birthday present, he gives her a one-way bus ticket back to Laurel. Stanley’s cruelty so disturbs Stella that it appears the Kowalski household is about to break up, but the onset of Stella’s labor prevents the imminent fight. Several hours later, Blanche, drunk, sits alone in the apartment. Mitch, also drunk, arrives and repeats all he’s learned from Stanley. Eventually Blanche confesses that the stories are true, but she also reveals the need for human affection she felt after her husband’s death. Mitch tells Blanche that he can never marry her, saying she isn’t fit to live in the same house as his mother. Having learned that Blanche is not the chaste lady she pretended to be, Mitch tries to have sex with Blanche, but she forces him to leave by yelling â€Å"Fire! † to attract the attention of passersby outside. Later, Stanley returns from the hospital to find Blanche even more drunk. She tells him that she will soon be leaving New Orleans with her former suitor Shep Huntleigh, who is now a millionaire. Stanley knows that Blanche’s story is entirely in her imagination, but he is so happy about his baby that he proposes they each celebrate their good fortune. Blanche spurns Stanley, and things grow contentious. When she tries to step past him, he refuses to move out of her way. Blanche becomes terrified to the point that she smashes a bottle on the table and threatens to smash Stanley in the face. Stanley grabs her arm and says that it’s time for the â€Å"date† they’ve had set up since Blanche’s arrival. Blanche resists, but Stanley uses his physical strength to overcome her, and he carries her to bed. The pulsing music indicates that Stanley rapes Blanche. The next scene takes place weeks later, as Stella and her neighbor Eunice pack Blanche’s bags. Blanche is in the bath, and Stanley plays poker with his buddies in the front room. A doctor will arrive soon to take Blanche to an insane asylum, but Blanche believes she is leaving to join her millionaire. Stella confesses to Eunice that she simply cannot allow herself to believe Blanche’s assertion that Stanley raped her. When Blanche emerges from the bathroom, her deluded talk makes it clear that she has lost her grip on reality. The doctor arrives with a nurse, and Blanche initially panics and struggles against them when they try to take her away. Stanley and his friends fight to subdue Blanche, while Eunice holds Stella back to keep her from interfering. Mitch begins to cry. Finally, the doctor approaches Blanche in a gentle manner and convinces her to leave with him. She allows him to lead her away and does not look back or say goodbye as she goes. Stella sobs with her child in her arms, and Stanley comforts her with loving words and caresses.

Issue Of Importance To You Essay Example for Free

Issue Of Importance To You Essay Scientists say that we live on one of the youngest planets in our solar system. Yet, just like any person who has been abusing his body regularly over a period of time, our planet has aged immensely over the past decades. Everyday, I open the newspaper and read about various environmental abuses, turning on the television shows me the effects of global warming on the planet. Global warming, La Nina, El Nino, no matter what we call the weather phenomenon the truth is that the earth we live on is sick. Gravely ill and asking for help to find a cure for what ails it. Afflicted with various illnesses for which there does not be a cure in sight, the real question is, can we collectively find a cure for all that ails our planet before it is too late? Sometimes, I look out my window and worry about what the next reaction of the planet will be to the constant abuse. Will my children still have a planet to call home when they grow up? Will there still be resources available to them in the future that will help them survive the constantly changing weather patterns? I feel like the past generations and the present have taken so many liberties that the earth has come to the point of no return, it may be too late to turn things around and preserve what is left for the future generations. Strange illnesses for which there does not seem to be a cure seem to be plaguing us. Perhaps, that is the after effect of all the poisons that permeate our air. God only knows that nobody ever intended for all of this to happen as we strive to improve our lives. It may not be too late to save the planet. The question remains though as to how much mankind is willing to change in order to preserve what is here and to help restore the natural balance that was intentionally disturbed by us. The planet is crying out for help. It is our job as a collective to make sure that we help it find a cure and save its life. After all, if this planet dies, so do we, for this is the only place we can call home.

Sunday, July 21, 2019

Integrated Customer Ordering Service

Integrated Customer Ordering Service Introduction (107 words) In this coursework, I have tried to discuss how Information Systems play an important role in the functioning of an organisation. An adequate Information System is a must requirement in todays technology-driven and competitive era. I studied about a system integrated in Marks and Spencer for improving its ordering system and thereby proving to be a reason for its return on investment. The Information system helps to control, coordinate, analyze, interrelate data and also supports in decision making. I have explained how application of an Information System can support organizational success and efficiency by increasing profits and providing services that are easily accessible to meet the needs of organisation in such a way that the organisation can keep up the standards and services smoothly. Marks and Spencer (172 words) Marks and Spencer is one of the leading retail organizations in UK which sell stylish, quality and great value clothing and home products , also quality food. They are one of the most popular brand among people not only in UK but globally. They have more than 600 stores in UK and constantly increasing many more around the world. It was founded when in 1884, Michael Marks opened a stall at Leeds Kirkgate Market. In 1901, its first registered store was located at Derby street , Manchester. By 1924 they started expanding and the head office moved from Manchester to London. Implementation of new policies and maintenance of services and value kept on adding to the success of Marks and Spencer. In 1998, it became the first retailer to earn a profit of  £1billion. The organisation commonly called as MS has always followed the principles of Quality, Value, Service, Innovation and Trust since its founded. This is the reason why it has been successful, distinguished and popular among people. Need of the Information System: Integrated Customer Ordering Service (373 words) MS was facing several backlogs in order processing and complaints were increasing day by day. The company had invested a lot to move ahead in this competitive environment but was unable to overcome this problem. The need of the hour was to have an customer service ordering information system implemented which can accurately and assuredly keep away these problems which were an obstacle in the success of a great retail organisation. The retail market is immensely competitive and keep on upgrading their information system to meet the requirements of services. MS started using up-to-date information system in its ordering system which made it stand different from other rival organisations. On 19 April, 2005 Marks and Spencer signed an alliance with Amazon Services Europe. In this agreement, Amazon Services Europe will host and provide with synchronized information system to MS websites, telephone ordering systems and in store ordering systems. ICOS was launched in 2006 and was based on Microsoft Windows NT Server and Oracle 10g databases. It also comprises various intelligence tools using DOS applications and is called as Rumba Server in MS. This system enables ease of access of data and information across all stores and offices of the organisation. The system is efficient in dealing with the orders , vendors, manage information across the organisation, control the supply of incoming and outgoing products through a common database which gives solution to all problems related to above categories. The business process improvement team has not only developed this application but has also installed it in all stores where in store ordering is available. The information system had to meet challenges like connecting all stores to common database so that all product related information and management related information could be shared across. It was not easy to interrelate thousands of product data and ordering information on websites, in stores and in offices. The system application must be in a way that the data is easily accessible through all channels and can be used through company intranet without paying heed to its location. The system included taking orders, order processing, order dispatch, order location, stock control and order prices. This helped MS to expand their business systematically. Working and Benefits of Integrated Customer Ordering Services (849 words) ICOS is an information system application used by MS employees for various in store functions. This information system comprises data of all products like food, clothing, home ware etc. Each product of MS has a unique identification code called as UPC number which is used in ordering. In a situation where customer wants a certain product for e.g. a TV, and that product is either unavailable or is a special requirement that has to be made or is not displayed in the store, that is when this system plays its role. Order Taking: Every user or employee as its unique ID or access code and a password which makes this system highly secured and prevents it from unauthorized access. An employee assigned to take orders enters his ID and password to find out any information or to take any orders. When a customer orders certain product the agent enters its product code and the whole information from product details to availability and prices is displayed which can be conveyed to the customer. There is a tool bar which consists of different options available for the agent to save information from customer like name and address. This tool bar also has information about billing and lead-time of all products. Some products might not be displayed in the store while some can only be delivered like furniture. The system also proposes extension in delivery time to any date. As and when the agent enters customer name and details, a customer profile is created and a customer code is also generated and saved in his/her profile. The next step is payment. Once all required information from the customer is saved their is an option of payment on the tool bar. When that option is clicked several payment methods are made available on the screen like cash , visa card, credit card or cheque. The agent asks the customer and select the option that is told by the customer. Once all this information is submitted and payment is taken the customer is handed over with a printed receipt of product and money transaction details along with the unique customer code. Order Enquiry: If the customer wants to enquire about the order in future he/she just need to give his unique code to the employee. Once the code is entered on an option of enquiry on the tool bar the detailed information about the product is retrieved. This information states the status of dispatch or progress in order and also status notes entered by the manufacturing department. This information can further be stated to the customer. If required a receipt of the order confirmation can also be provided to the customer. Order Upgrading or Editing: This option on the tool bar enables an agent to add or cancel certain products from the order. This option is also used to edit customer details like address or shipping date or further payments. When an alteration or amendment is to be made, the agent enters the customer code and the information related to the order pops up on the screen. This states if a particular order can be cancelled or not e.g. certain product is a special manufacture order already in process. Special Offers: Many times there are special offers available with certain products like buy one get 25% off on other. All these offers are already saved in this information system and is updated from time to time. Not that there are so many employees working in MS and all employees need to be informed, so a hasslefree alternate is that ICOS already comprises these schemes and offers. There is an option of diary where these details are stored. As the agent enters his code to acquires access , he/ she can review the promotions and sales for the whole day and also take a printout if required. Order Reports: The orders taken throughout the day are stored in the system and can be retrieved as a whole or product category wise. If an agent or manager wants to know what all is sold or how many orders were taken throughout the day, they need to enter their ID and click on reports. The data is immediately available. If they just want to get report of the number of TVs sold they can get separate report as well. In this way the whole day report or report till a particular time can be seen in a summarized manner. Order Display Availability: If an agent in one store wants to know the availability or display of a product in any other MS store he/she can just use the tool bar for display search or update search. This possible because as mentioned earlier all store are networked and data of all products in all stores are available to each store. ICOS helps MS employees to provide hassle free information to the customers and also helps taking quick orders leading to save time both of employee and customer. It also plays a very important role in uplifting customer loyalty. Evaluation Technique (171 words) In this competitive market, it is very important to maintain exceptionally good production and customer services. Implementation of ICOS enhanced competitive advantage to the organisation, thereby maintaining its position. Competitive market requires different and creative ideas to keep up the organisation status. Constant improvement and subsistence enables an organisation to continue with an uplifting business in the market over a longer period of time. According to the changes in market and needs of consumers it is very important for an organisation to keep changing strategies and technologies. Competitive advantage is based on potency to cope up with the rapidly changing market. MS acquired unique skills to overpower its competitors by implementing ICOS. It evaluated the value of competitive advantage. Therefore, it decided to acquire the ordering system which changed and organised its working so much that other competitors couldnt. MS worked on the competitive advantage to combat and sustain in the uncertain market. Competitive advantage empowered MS to grow its profits and give high customer services, thereby conserving the bond . Critical Assessment (281 words) ICOS proved to be boon to the organisations. It replaced the old fashion of ordering through fax or telephone across the units which involved manually entering data. The old process was highly time consuming as well as error prone. The new ordering system entered as an effectual way of providing high customer service, more number of customers handling, quicker response to customer queries, faster processing of orders, and above all having competitive advantage. Integrated Customer Ordering System as set up information flow across all MS outlets and offices to give quality services. MS understood its competitive advantage and focussed on exclusive strategy to sustain in the corporate market. Their sales and advancements have achieved higher levels among competitors. Customers are satisfied by the quick order process, be it in the store or home delivery. Marks and Spencers evaluated utilisation of maximum resources and importance of competitive advantage. Implementation of ICOS helped everybody right from employer to employee to customers. The sharing of data across all units of MS made the work so easily accessible that it could manage very effectively and efficiently. MS has now focussed on development and research for expansion which has come into practice because their information system has made them free from most of the hassles. Now they can tactfully just look forward towards expanding of business. The investments turned out to raise huge profits leading to increase in productivity and also reducing costs. ICOS has proved to be and information system which has given new heights to the company and an ultimate transformation to quality. The investment raised huge profits from this system and it was a transformation to the organisational working and approach. Conclusion (157 words) With the fast growing competition in the corporate market it was very essential for MS to adopt an information system which can handle its data and order processing. All organisations are heading towards acquiring information systems to ease up their work and management. MS required a system which is distinctive and can keep up pace in changing and challenging environment of the competitive market. ICOS provided MS with an altogether different status in the market by upraising profits and giving high returns on investments. It has transformed the organisation and helped in higher productivity, customer loyalty and synchronised working. I could complete my detailed research on this information system by the help of MS manager, Central London where I had worked for 6 months. Its my personal opinion that the ICOS is so efficient and it makes ordering so simple that I almost had to do nothing apart from interacting with the customer or storage unit. References http://corporate.marksandspencer.com/aboutus/ourhistory http://annualreport.marksandspencer.com/operating-financial/financial-review.aspx http://corporate.marksandspencer.com/investors/press_releases/company/19042005_MarksSpencerandAmazonServicesEuropeannounceEcommerceagreement http://homebusiness.about.com/od/growing/a/comp_advantage.htm

Saturday, July 20, 2019

Articles Of Confederation Essay -- essays research papers

Articles of Confederation Analyze the degree to which the Articles provided an effective form of government with respect to any two of the following: Foreign Relations, Economic Conditions, or Western Lands In 1777, the states enacted the Articles of Confederation to preserve democracy and prevent tyranny from those who sought to centralize power. But in their efforts to keep their independence, the states created a weak central government that was unable to improve an insolvent economy and poor foreign relations. Although the confederation gained some substantial powers, the crucial powers to tax and regulate commerce remained with the individual states. Each state passed their own currency, and therefore created inflation and made â€Å"Continentals† in circulation worthless. Compounded with restrictions on trade to Great Britain and down the Mississippi River, the states became mired in a heavy depression. John Fiske, of the conservative view, realized the precarious situation when he stated â€Å"the Nation was under the verge of collapse and near-anarchy and that the five year period after 1783 was the most critical time in American History.† Robert Morris, secretary of finance, resorted to desperate measures with the Newburgh conspiracy in an attempt to raise funds for a depleted military; but it took an impassioned plea from General Washington himself to put down the rebellion. Furthermore, the Articles allowed for personal rights abuses such as unsubstantiated foreclosure s...

Friday, July 19, 2019

Marketing Plan Essay -- GCSE Business Marketing BTEC Coursework

Marketing Plan Current Market Situation An opportunity for Western Slopes's success exists because the national tourism and travel industry is growing 4% and adventure travel 10% annually. According to the Department of Commerce, the US travel and tourism industry is the nation's third largest retail industry and will be number one by the year 2000. Revenues from travel have increased approximately 100% in the last decade with US travel agencies producing over $100 billion in revenues each year. The travel and tourism market is separated into two main categories, business and leisure travel. Each contribute about 45% to total revenues. Adventure travel falls primarily under the leisure travel category. Revenues from leisure travel earned by US travel agencies were almost $50 billion annually. Reasons for this growth include a healthy domestic economy and devaluation of currency in other regions which has made travel less expensive for US residents. Leisure travel increased by 3.2% in 1997 and 2.0% in 1998. The healthy economy has increased business which in turn boosted domestic business travel 4.8% in 1997 and 3.6% in 1998. Adventure travel, a segment of the travel and tourism industry, growing 10% annually, it is one of the fastest growing segments of the travel industry. More than 50% of the US adult traveling population, or 147 million people, have taken an adventure trip in their lifetime, 98 million in the past five years. Skiing is one of the activities...

To His Coy Mistress Essay: Imagery, Symbolism, and Descriptions

Imagery, Symbolism, and Descriptions in To His Coy Mistress Andrew Marvell in his poem describes a young man convincing his fair mistress to release herself to living in the here and now.   He does this by splitting the poem up into three radically different stanzas.   The first takes ample time to describe great feelings of love for a young lady, and how he wishes he could show it.   The idea of time is developed early but not fully.   The second stanza is then used to show how time is rapidly progressing in ways such as the fading of beauty and death.   The third stanza presses the question to the young mistress; will she give herself to the young man and to life?   Although each stanza uses different images, they all convey the same theme of living life to the fullest and not letting time pass is seen throughout. Marvell uses imagery, symbolism, and wonderful descriptions throughout the poem.   Each stanza is effective and flows easily.   Rhyming couplets are seen at the ends of every line, which helps the poem r ead smoothly.     Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Marvell uses many images that work as tools to express how he wishes to love his mistress in the first stanza of the poem.   From line 1 to 20 Marvell tells his mistress how he wishes he had all the time in the world to love her.   In the very first line Marvell brings up the focus of time, â€Å"Had we but world enough and time/This coyness, lady, were no crime†.   The second line shows the conflict that the author is facing in the poem, her coyness.   Marvell continues from these initial lines to tell his mistress what he would do if he had enough time.   In lines, three and four Marvell talks of â€Å"sitting down† to â€Å"think† where they will walk on their â€Å"long love’s day†.   All of these word... ... before their â€Å"quaint honor turns to dust†.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Andrew Marvell successfully writes about a delicate subject without coming off as dirty or disrespectful to the subject of sexuality.   Each stanza carries a different way of looking at the same subject.   The way Marvell speaks in the first stanza shows that he is not being impetuous, that he does love his mistress.   He creates a sense of timelessness and then in the second stanza he sweeps that away and introduces death as frightening but unavoidable.   He realizes how precious time is and is very effective in convincing his mistress of this fact as well.   The last lines leave the reader with the image of this couple conquering and taking advantage of time by making the sun run.   This poem would not be what it is without the detailed imagery, symbolism, and metaphors that Marvell applied to each stanza.  Ã‚  Ã‚  

Thursday, July 18, 2019

How the Leather Industry Handles a Specific Operations Management Issue or Set of Issues Essay

Operations management is the field which is concerned with organizing and executing physical and technical activities of a firm. These actions are conducted by a combination of raw materials and processing or assembling the various components, using the services of workers, machines, tools and power. It is a typical integration of many different functions. Operations management plans normally include instructions in principle of general management, manufacturing and production system. An operation may be defined as â€Å"the process of changing input into outputs by adding value to some entity† (Edurkar, 2009). The two key functions are to provide a product or service and to sell that product or service. It involves the planning and scheming of all functions necessary for the procurement of the firm’s product or services. There are some specific aspects of operations management product or services to emphasize; company volume and location of business feasible for customers and suppliers, marketing strategies, techniques and machinery to make goods, workforce management and training and quality assurance. While establishing a leather industry in Kanpur India or even a small unit, an entrepreneur is required to pay attention to various grounds like size, location and layout as they shape the efficiency of production. Such factors should preferably be considered by the entrepreneur at the project planning stage, and they must be cautious about them at the project implementation stage. A leather industry is commonly comprised of four sectors; the foremost and primary sector being the tanning and finishing sector (Singh, 2002). This phase in the production process possesses a lot of importance because the leather industry involves both small and heavy industries, so its size varies and depends upon the availability and accessibility of a large raw material base. Country’s livestock like buffaloes and goats provide basic raw materials for this industry. Some factors determine the size of the industry like land, building, etc. Size of land should be enough to take care of present and future requirements like storage of raw material and finished goods. Kanpur in Utter Pradesh is a city which enjoys abundant availability of raw material and it is very easy to establish a leather production unit there because it also has basic infrastructure for this business (Bhargava, n. d. ). As proper location of an enterprise is crucial for its success, so Kanpur is the place where a novel entrepreneur can establish his leather business easily, because availability of raw material and cheap skilled labor is not a big deal as it has a professionally developed leather market. The first issue of operations management is the designing of a system. This begins with product development. It should start with the assessment of customer needs and gradually grow into product design. The competence and apparatus that will produce a product, as well as the information system needed to observe and control performance, are part of this design process. As far as the leather industry or unit is concerned, one factor is quite interesting and encouraging that this business in developing countries like India is not as difficult or complicated in terms of competence and equipment needed. For example, a newcomer can initiate a small cottage leather industry with reasonable investment and can get a cheap skilled labor force. Kanpur is the largest centre of buffalo based leather in India. Its tannery industry (tanning is the process of preserving skins of animals to produce leather) began during the British rule and the industry has continued to grow since then. Most of the tanneries are small, so it is quite feasible for an entrepreneur to initiate a leather-oriented business in this region. Leather production system design in the specific region is dependent upon the existing resource base. During recent years, most of the leather industries have shifted from industrialized to developing countries. Reasons can be frequent availability of raw material, cheap labor cost and flexible environmental regulations. As environmental regulations are stricter in the industrialized developed world, establishing leather business in a country like India can be helpful for an enterprise so that chances of changes in its layout would be minimal.

Wednesday, July 17, 2019

Marketing $100 Laptop

Mr. Negroponte cute to have raisingal opportunities for the worlds poorest children by providing each child with a low be laptop computer com intruster computer. This laptop house have educational softw atomic chassis 18 to provide children with otherwise unavailable technological scholarship opportunities. OLPC provides an interesting vantage point from which to strain the dynamics between non-profit and for-profit competitors because of the rapid growth of the cheap laptop merchandise. OLPC was undoubtedly the pioneer in this family unit of low-cost laptops with their $ degree centigrade laptop concept. However, now that for-profit companies have entered the market and released a slew of similar products, OLPC mustiness find counselings to maintain its private-enterprise(a) advantage.OLPC was approach some marketing ch tout ensembleenges and some the non-marketing challenges. The $ ascorbic acid price for the laptops is to be achieved by operating with no pr ofit, cutting all unnecessary frills including marketing campaigns and assembling stupendous quantities of computers. Negroponte estimated the program provide launch with a distribution of at least 5 million computers, and said he hopes to adjoin that number to 100 million by the second year. He predicted that as the laptop design improves, the per-unit price exit go d aver.Marketing Challenges Marketing a low-cost, lightweight laptop seemed contradictory to recent products that ar lightweight and ultra-thin that were typically more expensive and harder to manufacture. Most children using $100 laptop would not have ready retrieve to electricity. Consumers criticizing OLPC for discounting the value of teacher training and computer programme development using the device. Governments opting out to put its resources toward traditional method of education. Prices for the OLPC dont seem to stay at $100 causing different price floats. controversy like Intel(for profit companies) l aunching its own cheaper laptop targeting developing nations as well. pass enhanced capabilities and the ability to gallop variate of Linux or Window XP 3.Analysis preeminence Price and TechnologyOLPC should differentiate its product, the XO, from plow competitors such as Intels classmate PC and indirect competitors in the netbook category such as Dell mini product lines. Differentiation must be visible on three lucid levels price, technology, and brand.Price OLPC is presently the cost-leader in this category. The Intel classmate PC, which is OLPCs most direct competitor, is currently priced at $285. The OLPCs XO is priced at $175. Since twain OLPC and its competitors atomic number 18 serving government education programs, cost will be highly important as a number of nations are creating bidding wars for purchasing contracts. crimson though OLPC is the lowest cost offer at this point, maintaining this price advantage will become increasingly difficult as competition in the market for low-cost laptops heats up. OLPC overcame some of the challenges by keeping laptop at low-cost by outsourcing the major(ip) design work and key pull up stakes of the operating systems to different countries.Technology and designing OLPC had a primary-mover advantage in this market as its XO offering was perhaps the first entrant into the affordable netbook category. OLPC is specialized for its market of children ages 6-12. The design and child-friendly operating system is very unique. The unique connectivity is important for rural areas with fragile communications infrastructure. The XO is built for ultimate adaptability. til now its power sources can be diversified. OLPC has do an admirable job differentiating its product from its competitors through with(predicate) its innovative technologies and education-specific software and hardware.Competitive dodging Though OLPC is a leader on price and feature set, sustaining this advantage will be extremely difficult wh en facing competition from the largest computer companies in the world. consequently to keep its top position, it must leverage its advantages as a non-profit organization. OLPC must create value from its non-profit status to wee-wee spirit and trust. As a non-profit, OLPC can build goodwill in ways that for-profit companies are not able. Also being a non-profit enables OLPC to finance and maintain pricing schemes that are different than the competition.In terms of cost savings, OLPC has the advantage that many companies are yearning to produce components for the OLPC. For example, Microsoft has gone out of its way to create a version of Windows to run on the OLPC. This is a cost savings that competitive firms are unable to match. To pink this advantage bring forward, OLPC could even attract publicizing agency to advertise on their PCs to further lower the cost of each machine.

Tuesday, July 16, 2019

Gantt Chart for Execution of House Construction Essay

Gantt Chart for Execution of House Construction Essay

Be specific with the sort of graph deeds that youd like to create.Explanation of Gantt Chart (refer appendix)The overall activity has been planned for a time long span of 9 months. The activities have been classified as what follows Excavation (A) : This is the first stage where archaeological excavation for the house columns needs to be carried out. The lead time for this physical activity is one month. This is a process which is labor first intensive and needs to be completed as per the architectural drawing.Charts early may be used by different entities in undertakings logical and many projects.Once excavation is complete the next stage is of RCC which involves making corinthian columns and beams of the house. Once the structure is 75 % complete we can simultaneously continue with the next stage of brickwork [C].The achievement of try this milestone will not hamper activity C but due caution has to be exercised that the activity gets completed by the fourth next month form the project starting date as it is the start of activity D and E. old Brickwork (C) Along with brickwork the other activities Electrical (D) and Plumbing (E) consider also need to be commenced upon the completion of stage B and 50 % of stage C as the electrical pipes and fittings need to be covered inside the walls.

Through Gantt chart that is wireless internet it is simple to construct timeline logical and implementation practice and your job chart.Plastering (F) After successful completion of electrical and plumbing work we can start keyword with the internal plastering activity. However external internal plastering can be carried out when 50 % of stage D and E are complete.This is the second third milestone. At this stage it is important to synchronize actual project execution with the planned.Since youre able to observe the under chart template, such as a landmark to every easy task will help reach them and to concentrate on the project.Gantt charts are best for new strategies and projects.

In both compact logical and big projects Gantt graphs are utilized due to this simplicity.Each job takes 10 days to finish, and every task is determined by the former job.Its other possible to also cite the concurrent tasks that moral ought to be achieved in addition to the tasks.This great undertaking ought to be presented in a word long table utilizing a picture format.

Without these charts you cannot have to take care of the project.The graph uses fashions brief proper to your requirements that are different.If you would like to create a Gantt chart of your own it is possible to proceed and examine the Gantt graph logical and may use it in order to do it.Gantt chart can help to extend a distinguished logical and rich screen which delivers a visual effect that is terrific.

Monday, July 15, 2019

Alliance Bank Essay

1. first of completely humble appearance concretion curse is iodine of the promontorying(a) asserts in Kazakhstan, and it is the sensation and sole(prenominal)(a)- tenth oer astronomicst de amaze in wrong of as frames in Kazakhstan. Headquartered of the brink atomic modernize 18 de end pointined in Almaty. detonatorbox is ontogeny as a worldwide fiscal foot in apiece(prenominal) lines of line of harvest-tides, with a aboriginal counseling on sell verifying and modify to SMEs.JSC attachment patois, has been ope grade for e demonstr fittedly perpet pose 15 historic halt. modernly doctor has been proscribedr travel ond by prevalentation of s brookdals, which had a cast out deed on its procl urinate. In February, 2009 the brass instrument prescribed a youthful wariness police squad subsequently its tellstvirtuoso sh ar go by dint of with(predicate) sucker, SAFC, rejected to concur the desire in considerable. D uring the m 1tary crisis bond brink was the first curse to disregard. By 2010 its debts were re social transcriptiond and presidency had to hive a tempt 24 wiz thousand unriv al unmatch satisfactoryed jillion million KZT on its range fast authorities n star in as shorten to ransom the verify. Since the restructuring, state- natural spring birthed theme hale uphead-being bloodline Samruk-Kazyna is soundkeeping 67% of the bounds shargons. In 2012 break dance halfship was judged to be durable with a measuring rod and worth slights judge of B-. nowadays coalitions broad-term faith judge by meter and sads is verbalize at D, melddly with short-run rating. In 2011 bound calculateed dialogue with European curse for reconstructive memory and l dupeing regarding the say-so sales agreement of its sh atomic f either 18s. In February 2014 cuss has generateed from proficient neglect. later in February, the lingos reputation stan d out haul d ingest to a non bad(p)er extent subsequently SMS-attack on tether posits to the eminentest degree their default. bond believes burster is to be a original partner for individu bothy node and fitting the outdo jargoning practice.The alkali for this rumor is edges philosophical re importants of coming upon the ask of fel depressive dis swanship as whole t peerless fiscal go. valuable principles of chamfers unified destination intromit unstained principles of fairness, accord and a disposalal relation. These principles rifle as the root word for human soft of mercenaryised strand as a hearty formation, which intents to combine and unite pursuals of distinguishable groups of mess sh ar nabers, employees, guests and partners. The imaging of the avering concern is carri shape up at things in a untested marrow The cusss primordial quill line of contrast is tie in to mercenary-gradeized hard currencyboxing activities, granting of imparts and guarantees, judge gravels, exchanging orthogonal currencies, traffic with securities, rapturering hard currency payments, as veracious(p) as providing opposite(a) edgeing act in the republic of Kazakhstan. The grand stopping point of the commits bodily process is to earn income finished with(predicate) the cooking of asserting go, for court- commited and carnal entities, residents and non-residents of Kazakhstan, constitution of be lease hitting with supranational institutions for the harvest-tide of worldwide Relations, amelioration and modify of origin cooperation with remote boldnesss.2. extraneous synopsismuller psycho abridgment mould abstract or pesterer stands for auditing the conjunction chamfers reliable environs and assessing its authority swops by paymentling at the organization from diametric angles in distinguish to be interrupt head than its con pitchers and found disper se offs for early withalts in toll of responding to the zip upy budges in the macro- milieu. It contains the cistrons very much(prenominal)(prenominal) as semi semi indemnity policy- fashioning- substantiall(a)yspring-grounded, frugal, socio-cultural, and practiced. demanding and taking into custody completely in either these pass outs that becharm the military control, the selective info unless or so the risks associated with the short letter in the moneymaking(prenominal)ise specify e genuinely depart(predicate)ow for be clarified. More oer, victimization the legal tender compendium, it is envisageable to maximise opportunities and downplay menaces for the coalescence camber. Political-legal forces submit info closely the political military post in the ground and comeing rules that perplex the intentness. caperes tummy be bear on by me in truth a nonher(prenominal)(prenominal) aspects of authorities policy. In fini cky, individually(prenominal) certifyupes moldiness pursue with the constabulary. They moldiness to a fault spatevass the push of each upcoming rescue on their trading trading operations. This whitethorn subscribe to taking effect earlier the principle comes into perfume. right a vogue a political broker,which would go Kazakhstani deposes, and in particular coalescence swear, is the Ukrainian political instabilities. Russia and Ukraine drop detrimental political relations, and it nonhingnesss to hold over restraints as thoroughly. As Kazakhstan is a part of tailor- do Union, of course, each de lopment in Russia could captivate Kazakhstani mart as considerably. As an specimen, novel devaluation of Russian ruble impart channel precise prejudicial set up in twain Kazakhstan and Belarus studyity rule. This mental unsoundness qualification lead to declining on the foreign devotements to bond stick that they were late intercommu nicate from seat of presidency of the United Kingdom computer addressors. besides on the twenty-sixth of celestial latitude 2012 the chairwoman of the nation of Kazakhstan sign-language(a) the impartiality near qualifying and Additions in round Acts of the nation of Kazakhstan concerning the r thus remove over callable. integrity of the amendments to the law says that from the January initiatory, 2014 the painstaking r howeveruepayers whitethorn prolong paying(a) the add levy li occasionfulness for non often judgment of convictions than 3 twelvemonths without having e real related or stemma for limit cash. It give athletic avower the adhesiveness beach to brave the tote up of berths in the on acquittance power point in swan to em former it if indispensable in whatsoever contrasting activities. sparing forces focal point on the predominant economical genes. Evaluating whizz of them which is the sightly monthly salary in Kazakhs tan, the execution of the res publica of Kazakhstans Statistics leave alones the pursuance info in action 2010 the clean monthly gelt is constitute to 72 000 KZT, in process 2011 the inwardness is 87 000 KZT, in February 2012 it is presended as 92 000 KZT, and in February 2013 it has enlarge to 98 736 KZT. much(prenominal)(prenominal)(prenominal) a determine of the pursue proceeds is truly positivist and honorable for the bond paper shore beca white plague the orotund cadence of clients is instinctive situate their bills to brim pious platitude nones. several(prenominal) around former(a) non little master(prenominal) economic bearor to cover is the s heartying range. consort to the histrionics of the state of Kazakhstans Statistics, in 2011 the rising prices rate in Kazakhstan was 7.4%, in 2012 it was 6%, and in 2013 it geldd to 4.6%. delinquent to young devaluation of Kazakh Tenge, the annunciate of inflation in 2014 is going to increment. The profit of inflation pass judgment go a sort lead to win over magnitude in quest coordinateliness, which ordain reduction the subjugate of clients of the bevel. an separate(prenominal) important economic factor is gross domestic join on per capita in Kazakhstan. Kazakhstan government is displace a bulky concede to reform the modus vivendi and uncomplicated(prenominal)tenance stops of its throng. The government set twain pivotal strategies outline2030 and schema2050. concord to these strategies, Kazakhstan moldiness(prenominal) be listed among the super- true countries of theworld. atomic stiffen 53 of the requirements of these strategies is facts of vitality-time gross domestic cross government agency of life sentence per capita. consort to Dosayev, the gross domestic overlap per capita lead seize to $14,600 and it is judge to come done to $24,000 in 2018. jibely, the crops of the patois pass on amaze to a great extent pop among the population. mixer forces atomic round 18 the belowmentioned. In this eggshell they whitethorn be pre moveed as demographic trends. volume of Kazakhstan for the 1st of work 2013 has change magnitude by 1.4%, harmonise to the report of the style of the republic of Kazakhstans Statistics. wish a shot it is much than(prenominal) than 17 million multitude who ar nourishment in the rule of Kazakhstan. Actually, the peeled migration policy for oralmans ( mint whose historic place to feel was Kazakhstan), and wad who let to the cities from urban beas is a approximate return for the basist. The chairwoman of the means of the res publica of Kazakhstans Statistics Alikhan Smailov illustrious that the median(a) life anticipation in 2014 go out be at the age of 70. concord to the data for 2012 it was little and the actual number of long time was 69 per undivided. applied science is both(prenominal)(prenominal) former(a) genuine ly important graphic symbol in pious platitudes inbred defend mechanisms as well as returns straitsed by them. by means of the phthisis of engineering science refreshful products and wait ons atomic number 18 passingd. It entangles adept aspects such as R&D act, automation, applied science incentives and the rate of scientific change. al al virtually of the technical changes which brought complete changes in positing intentness in Kazakhstan, and particular(prenominal) in concretion edge atomic number 18 exposit downstairs automate narrator mould ( atm)The up-to-the-minute tuitions in scathe of engine room in computing machine and telecommunication clear hold of further the chamfer to change the judgment of ramify sticking concerning to allwhere commiting concerning. The utilize of ATM and net profit brinking has abandoned whatsoevertime, allwhere funds boxing facilities.IT go & active camberingat once margins of Kaza khstan atomic number 18 in any fiber victimisation SMS and net profit as a study ray of light of publicity and cock-a-hoop great receipts to its clients. For ensample, SMS functions done unbiased schoolbook capacitys sent from your wandering phone.engineering break danceing has changed the nervus of handed-down avowing organizations, it is point fling 24/7 cambering even quicker and secured wait on. coalescence coasting concern emphatically should manner afterwardswards all expert changes in wedgeing patience both indoors Kazakhstan and on exterior(a) direct, beca officeit materially matters, and signalize dish out of the blaspheme. ushers quint ForcesThe Kazakhstan blasphemeing dodge has see to a greater extent an(prenominal) un pass upableies in novel historic period, as well as bulky bendth. harbour year was tag by the fortunate shutting of the restructuring of debts of the trey largest pious platitudes in the democracy of Kazakhstan BTA brim, Temir brim and bond lingo, which defaulted in 2009. Nevertheless, Kazakhstans argots presently see in a real thought-provoking orthogonal and up inelegant environment which of course could fall their fiscal constancy, way of education in incoming years and their ability to set out present-day(prenominal) arrogate bloodline models. Kazakhstans commiting callering clay suffered out-of-pocket to a fluidity crisis less than its peers (e.g. Ukraine, Kyrgyzstan). Mea au indeedtics of the organisation of the res publica of Kazakhstan to bear on stability of the curseing dust and the infusion of monetary choice into the groovy letters largest imprecates, had its effect non one slang in Kazakhstan has non been state wedgerupt, the investors could slowly hire their specie, at that place were no signs of the brinking terror among the population. So, the of import watercourse weaponfulness of Kazakhstans shoreing dodge is the stability which is a very overserious and unavoidable hold at the state of matter of unaffiliated States. holy terror of saucy Entrants vernacularing patience enshrouds with early(a) peoples money and monetary study blade- refreshedfound desires attain it difficult to pass over up. referable to the genius of the perseverance, people atomic number 18 to a greater extent voluntary to place their avow in walloping detect, well issuen, study buzzwords who they consider to be asser cardinalrthy. The intrusting manufacturing has infragone a integration in which study crapperts set nearly to suffice all of clients monetary of necessity beneath their roof. This integrating furthers the character reference of trust as a barrier to despatching for stark naked swans sounding at to fence with study desires, as consumer argon much(prenominal) than(prenominal) than liable(predicate) to throw in the towel one imprecate to h old all their discovers and process their pecuniary necessitate. at last the barriers to creation atomic number 18 comparatively low for the buzzwording fabrication. plot it is virtually hopeless for late banks to defer the effort oblation the trust and prof utilization range of serve as a study bank, it is slightly indulgent to loose up a little bank in operation(p) on the kingdomal level. heavy(p) fiscal choices ar postulate in gild to straight-from-the-shoulder own bank and unload on the fiscal trade. legitimate capmust be 5 one million million Tenge, overleap refreshing(prenominal) expenses ( advertise outpourings, control surface own office, steal equipment and softw be and so on) office rung of Suppliers adult(p) is the primary re origin on any bank and at that place atomic number 18 quadruple major(ip)(ip) suppliers (various separate suppliers standardised fees work to a lesser degree) of groovy in the perseverance. guest stupefysMortgages and loansMortgage-baked securitiesLoans from early(a) pecuniary institutionsBy utilizing these tetrad major suppliers, concretion bank stern be sure that they commence the requisite resources required to profit their nodes acceptation needs maculation swaning over hang uping capital to tally sezession expectations. The role of the suppliers is much or lessly ground on the securities industriousness, their force play is a lot considered to vibrate amongst ordinary to heights. Suppliers for hope atomic number 18 depositors and shargonholders. adherence commit is elicit in attracting outstanding depositors and lead sh atomic number 18holder. The main(prenominal) procedures atomic number 18 correct invest invested capitalto timber payments chthonic the deposits and the sh besto bind up owners in operation(p) expensesto earn a definite profit baron of BuyersThe idiosyncratic doesnt pose much of a affright to the ban king exertion, alone one major factor impact the power of clouders is relatively high reverse cost. If a soul has one bank that run their banking needs, mortgage, nest egg, checking, etc, it brook be a enormous tiff for that person to give to an anformer(a)(prenominal)(prenominal) bank. bond certificate brink has 2 million guests who retain a prattle cost power and put up switch to any an refreshed(prenominal)(a)(prenominal) bank cod to banks on-line(prenominal) military post. admission priceibility of Substitutes well-nigh of the banking industrys largest holy terrors of surrogate atomic number 18 not from tally banks plainly from non- monetary competitors. The industry does not suffer any real holy terror of substitutes as far as deposits or withdrawals, heretofore restitutions, plebeian funds, and mulish income securities be some of the umpteenbanking function that argon in standardised manner offered by non-banking companies. As con glutination bank originally offers commercial banking function, it does not suffer any threat of substitutes. warring disputationThe banking industry is considered extremely agonistic. The monetary hunt industry has been near for hundreds of years, and just al closely everyone who needs banking run already has them. Beca part of this, banks must test to allure clients away from competitor banks. They do this by pass displace backing, higher(prenominal) rates, investiture function, and greater comforts than their rivals. at that place be ii titan banks in Kazakhstan, Kazkommertsbank and Halyk bevel, which hold 18% and 19% of conglomeration plus of Kazakhstani merchandise, whereas coalescence bank holds lone(prenominal) 4%. in that locationfore, the above mentioned banks atomic number 18 the competitory rivalry of the bail banks go.3. essential digest study compendiumThe key out factor in the banks strategicalal prep is elevate- analytic ventureing. devise- summary methodology provokes first, to hear the indwelling energys and weaknesses of the party as well as the outside opportunities and threats, and secondly, to describe up yokeions surrounded by them. The SWOT- compendium of chemical bond margin is set forth below.StrengthsWeaknesses patronize of Samruk-Kazyna eld of become immense forking meshwork big acquiring vane (ATMs, cash-in ATMs, POS-terminals) modernistic technologies master bank steering leaf blade name light ( young rumors to the highest degree bank default)Low-speed expediency of process with a large flow of clientssubordinate packaging of banking products diminish loan portfolioOpportunitiesThreatsThe tenth largest bank in terms of pluss in Kazakhstan maturement of technology (Online banking, fingerprints) geographicalalalalal covering upon long-run partnerships with major companies wrap refreshing demands of actual clients embroider the customer bagful in publi c traded on KASE node dissatisfaction with youthful banking productsincrease aspiration mentally ill economy of the bucolic ( porta of a monetary crisis, devaluation of the topical anesthetic anesthetic currency, inflation) changing legal and tax nutritionThe contingency of clients default deepen in fossil oil prices change magnitude ruler of capital requirementsStrengths of alinement bank ar the characteristics of the melodic phrase that give it an rolefulness over the competitors. These characteristics whitethorn stool violence, pay, and manufacturing capabilities and so on. Weaknesses argon the attri just nowes resources that work a makest a productive outcome. Strengths and weaknesses ar inner attri butes and the society merchant ship give its potences to countervail the weaknesses. For instance, fusion cashbox JSC has an ample stolon mesh including 19 subsectiones and 106 cash offices in 51 cities and inelegantfied settlements of the state of Kazakhstan. They heap compositors character reference their elongated sort and acquiring mesh topology to increase the level of promotional material of banking products in cities and floorspun line of note concerns. some other example is to use the advanced(a) technology to draw with low-speed military table serve when in that location is a large flow of clients. The bank could modify its operations. Opportunities argon the external factors the telephone circuit lowlife capitalize on or use to its vantage. bond certificate bank has an luck to boom out geographically to refreshing grocery places. For instance, Kazkommertsbank has partes in varied countries of key Asiatic percentage, which bequeaths them to blast their customer base and increase their net income. Threats ar the external factors that could be the caper. external factors may embroilmacro-economic factors, technological changes, legislation and socio-cultural changes as well a s changes in the grocery store place or in competitive send. For example, cod to the recent devaluation of KZT in February, 2014 confederation money box customers withdrew 55 trillion KZT in ii weeks from the wink of the resolution of the devaluation. As explained to the bankers, since the set out of the interior(a) deposes proclamation of the devaluation in the menses from 11 to 17 February, investors withdrew 25 one million million million KZT from their accounts. And after the SMS-attack, in the menses from 18 to 21 February, some other 30 zillion were pull back from the bank. This descended to one trinity of the deposit base. Conducted SWOT abridgment boosters to see how our biotic biotic community increase and what kind of opportunities and strengths we hold, excessly, it upholds to expose what threats and weaknesses we beget. star of the grassroots strength of our federation is arrest that we switch in banking industry. confederacy patois is supported by SamrukKazyna fund, which is trust-worthy fund. other strength is extensive branch meshwork, which lay offs bank to carry in 51 cities and farming(prenominal) areas of Kazakhstan. due(p) to recent pecuniary capers, bank is essay its stovepipe to deal with these kinds of strengths in bless to thrash monetary damage and possibility of spic-and-span technological default. Recapitalization of bank by the government resulted in shot of 24 billion KZT. SamrukKazyna owns at present 67% of shares of the bank, and bank is smell for opportunities of sustaining capital investors in order to buy shares of the bank.VRIO analysisThe VRIO digest is an uninflected proficiency which for each lineament of resource considers the next bespeakions (evaluation dimension) for an organization as well as for its competitors. In practice, the VRIO analysis is as well utilise in compounding with other analytical techniques to economic aid organisational direction respect strain resources in a more tiny view. For monetary resources, in that location are umpteen flesh out fiscal indicators that estimate the fiscal condition or dressance of the product line from distinct perspectives. Likewise, humanresources, stead or schooling are other little indicators of their performance, aptitude or quality. The advantage of a VRIO analysis is its simplicity and clarity. mensurate reach harvest-home knowledge league fix has both primary product offerings personalized banking and commercial banking. commercialised banking is the largest of these, comprising more than half of the banks portfolio. commercial blends are segment by clientele size and feature a combine of accounts, address separate, lines of credit, merchandiser work and cash/ enthronement solicitude work. individualised banking blends are segmental by customer age and allow function such as checking and savings accounts and credit cards. growth game Su ppliers alignment border leverages and backs up its products with hedge instruments in order to maintain a constant monetary base. This demands in-house knowledge of a change portfolio, trade analysis of deposit versus contribute activities as well as the get of risk-hedging tools to back itsloaning products. however they gull to increase the readiness of their product apply. merchandise alignment jargon has tell itself at bottom the herd ambit of commercial banking with its trade and trade name-building efforts, hard express customer attend and as well reframing theirs as a retail organization. trammel border has completed a brand strongly. everyplace the earlier(prenominal) years, league shore has invested to a great extent in make a brand cast which was negatively change during the financial crisis on 2009. league make head ways itself as an in advance(p), customer hail-fellow retail merchant of financial products and run whose aim is to connect with the public on an individual level. They drive home move this schema by means of more traditional (TV, radio, brochures, bran- spic-and-spanspapers and billboard) campaigns. sales and profit serving is a critical differentiator for a community bank because more or less financial products are homogeneous. It in that respectfore makes aesthesis that conglutination has made unexceeded helper a key schema trammel-wide. much(prenominal) like shackles efforts at creating a community atmosphere, this dodging could be easily replicated by other banks. present partnershipis afforded at least(prenominal) a competitive parity. selective knowledge engineering science and compassionate choices human beings Resource study and info engine room are two key segments of bond papers survey chain of mountains that support all their other lines of crease sector. For its part, ITs strategic relevancy is particular by the artless fact that most ban king programs are acquired from third-parties due to their great outgrowth and support be. These platforms tend to drive attend because they are gear more towards surety and stabilityfor perspicuous solid groundsthan flexibility. IT is in that respectfore loosely a threat to conjunctions quest to render innovative banking solutions. HR, on the other hand, is a strategic plus that confederacy continually employs to support their anomalous service socialization. HR has advantagefully managed the organizations culture via a mannikin of methods ongoing employee ripening/ genteelness programs, acute hiring practices, etc.4. pass ( somatic scheme) forrader making the testimony concerning the bodied outline, the ponderous analysis of the participation overview was made. Because of devaluation in Kazakhstan, the caller-up is on the symbolise of technical default. Meantime, the financial sphere of influence in Kazakhstan is very below attack(predicate) and so me of the banks postal service is get even worse. concretion vernacular is looking for sweet opportunities to get out of this perspective. tally to Madina Abdina, the head of Almaty branch of confederation slang, the bank is looking for investors to do re organize. This activity pass on yet the bank from the bankruptcy. tally to verifying cogitation of the body politic of Kazakhstan, federation slang holds exclusively 4% of centre asset of Kazakhstani market. It means that bail bond depository financial institution is not as big as Halyk avow or Kazkommertsbank. Nevertheless, the caller-out charabancs and employees doing their outstrip to husband their bank. angiotensin converting enzyme of the most optimum suggestations during this period would be to restructure the bank. When the bank returns the previous patch, then it could look at other opportunities, which we pull up s way outs offer. We ordain suggest the bank to founder growth strategies. i nitiatory is, with ingress outline.The phoner piece of tail launch untested work within the telephone circuit or stretch its line of work through waveing its geographic locations. We result talk close this produce later in this part. The first testimonial is that partnership slang should sign a strategical bail bond with markets giants Kazkommertsbank or Halyk affirm. accord to briming storey of the Republic of Kazakhstan, Kazkommertsbank and Halyk depone hold 18% and 19% respectively. This would be a just panorama for hamper bank to extend its caper and to birth virgin customers, but they should offer a heavy proposal to those banks. another(prenominal) passport is offering unexampled service as a product development. check to Forbes, indemnity is one of the most productive carees. Of course, in that location are some(prenominal) a(prenominal) redress companies in Kazakhstan, but match to the mankind camber, life indemnification yet h as not authentic in Kazakhstan. Therefore, federation desire apprize blunt an damages smart set under the financial sector. The next testimony relates to assiduousness schema. The purpose of a soaking up dodge is to provide a unmated revolve around to the product line, and the market in which the play along chooses to manage.The tightfistedness outline may be approached through market development or product development. In the fount of bail bank, we recommend to subdue onmarket development through geographic enlargement. In right aways quick globalizing economy, a well-planned and mighty managed geographic involution substructure help a business reduce cost, gain get at to in the raw markets and give the axe the social clubs observeing(a) growth. In his hold The set up of geographical enlargement on beach talent, Berger and DeYoung note that geographic refinement may go forth plate or ambit efficiencies that reduce costs or bring up revenu es. Linking branches, ATMs, and back-office facilities over a larger geographic area may upshot network economies. A more geographically large-minded institution may too be better able to serve business customers that turn out many locations, and may break a broader poster of say-so late enthronisation opportunities outside its home market. As we butt see, there are many advantages of geographic intricacy.In consequence of bond bank, it chiffonier yield its branches in close of import Asian countries, like Tajikistan and Kyrgyzstan. cognise to all, those countries are the least unquestionable countries in the region and coalescence bank is able to enfold many stark naked things to these markets. The products and function that are not highly original in Kazakhstan due to a big number of acceptable banks in this region put forward break a greater success in Tajikistan and Kyrgyzstan. The main reason is that the banking constitution is not highly genuine in those countries and there is a leave out of proficient banks there. The example of a Kazakhstani bank that expand geographically is Kazkommertsbank. It already has its successfully run branches in Kyrgyzstan, Tajikistan and the Russian Federation. shackle bank has the comparable potentiality to succeed by geographic expansion. In the long term, shackle cant can expand to other regions of the world, gate sunrise(prenominal) markets and grow in the succeeding(a).5. pass ( stemma Strategy) due(p) to speedy development of technology, chemical bond bank can use an fortune of creating a more unquestionable SMS-banking system. SMS-banking is character reference of officious banking, which allows customers to operate selected banking services over their sprightly phones victimization SMS-messaging. concretion avow already had apply mesh banking. Still, it is not widely apply among its customers due to upset of economic consumption. intrust has to promote its online banking system and SMS-banking very actively so that customers get to know the services of bank. By development the SMS-banking, alinement slang get out defy a run into to compete with its rivals, classify its services from otherbanks, which do not assimilate internet-banking and SMS-banking yet. SMS-banking is well actual in international banks, as well as in Kazakhstan. unrivaled of the banks that use this system is Kazkommertsbank. Thus, adhesion brink can set its services by apply one more feature to its customers. SMS-banking is very trustful, safe exercise that allows doing interest operations eternal sleep doubt tale pick upinvestment trust manoeuvre to account number store transfer to restless number online alter rates information deposit interest rates blaspheme could dot clean offerings, i.e. do diligent selling through the SMS-banking, which allows decrease the amount of funds exhausted for market. assert could in addition use one of the up-to-date tools against cyber-fraud bingle-time parole. OTPs are pass on each time customer wants to perform proceeding. at one time password is used, it expires. intimately of SMS-banking solutions are stick on products, which work on banks living platform. Today, however, some companies develop unaffiliated coats that allow using SMS-banking. For instance, bail bank has access to SMS banking occupation for apple products. The problem with this finishing program is that it is lone(prenominal) getable for apple products and in addition it is not lite to use. Ratings of users pillow very low. There is one more application accessible for humanoid system, called Handpay. This application, however, is also not blowzy to use, requires high speed of internet. remuneration is only withdrawn for SMS-requiries sent to the bank. However, customers do not hazard it useful. Therefore, we suggest developing a red-hot-sprung(prenominal) platform for the bank. First ly, it leave behind increase the rubber of operations for customers. Secondly, it give allow bank to jerk customers with monthly fee (200 KZT for example), which is supererogatory source of income.Thirdly, it go out allow bank to dot information well-nigh reinvigorated products without spending money for publicizing (through pull piths). another(prenominal) business strategy recommendation for compact money box is to antedate a cutting service aid accounts. This is very agreeable service for adhesiveness brink subscribes because their long term clients allow for point with their bank even during premium period. This service gives an chance for tributeers to get their subsidys and make other transactions with the equivalent account. union rely should think about raw(a) activities which differentiate them from their competitors. One of such activities is open allowance cards for free. some other activity which our aggroup recommends to coalescency bank is that the bank should offer subsidyers to buy or order mesh transactions with last(a) viable rate. aid off accounts depart give bond certificate bank and additional opportunity to expand its network. 6. testimony (Functional strategy)The available strategy of the bank should be base on both recommendations on corporeal and business strategies that our aggroup offered. divers(prenominal) departments in the bank, such as charitable Resource, R&D, market and be/finance run across operational strategy. The main aim of running(a) strategy is to severalise that collective and business strategies machineed by the bank are successful. coalition Bank should implement avocation activities for each of the above-named departmentsCorporate Strategy note StrategyStrategy/ plane section strategical chemical bond restitution play along geographical expansionSMS Banking tribute account market commend of stamp down way to wear this heart and soul to customers fancy dexterity of these partnership wont touch on selling look at of steal way to enter policy market utilization educe trade tinge topical anesthetic anaesthetic advertising execution to plan their selling campaign for move into sore market call biff selling envisage of enamor way to assume this message to customers give get merchandising look of bewitch way to portray this message to lively clients apply jabmarketingH&R guide youthful film director for executive position call untested effect for fresh friendship aim and send their specialiser to the parvenue market let stark naked local people for different positions gear up the local personnel pursue portion IT specializer learn marketing aggroup up the usage of the technology accord a team from be staffR&D consume question onwards the instruction execution of league observe the efficiency of alliance scientific loss leader research about current market on insurance industrytechnica l coadjutor query on the situation of the banking industry in Tajikistan & Kyrgyzstan technological leader inquiry sms-banking application and find the most hold and light to use expert confederate technological participator be/ pay pledge a crap pro-forma bidding prevail the most give up investors come about the ways to belittle the costs of disruption the new(a) business report the future tense profits of the come withConsider the opportunity of debt pay versus blondness financing experience the ways to denigrate the costs of interruption the new business propose the future profits of the beau monde bring in pro-forma mastery work pro-forma relation7. murderAccording to our recommendations, confederation Bank should stage 1) strategic alliance with Kazkomertsbank and Halyk Bank, 2) Introducing insurance family, 3) geographic expansion under merged strategy. Additionally, there were some more recommendations under the business strategy such as SMS ban king and pension account. then these new activities and businesses go away change organisational structure of coalescency Bank and may allege new vigilance strategy. For sign language strategical alliance, the bank itself provide be liable for all documentations. As for introducing insurance keep connection, the caller result hand another variableness with trustworthy management. This would be the example of divisional vitrine of organisational structure. In case of opening coalescency Banks branches in Tajikistan or Kyrgyzstan, the accompany should have a new music directorial position with all utilitarian areas in both countries.Here, alliance Bank screening the geographic type of organizational structure. world(a) film director of both country branches pull up s progress tos rapport to chief executive officer of company in Kazakhstan. As about introducing SMS banking, the technology motorbus and R&D theatre director leave be trusty for launc hing this service. When this service starts operating, a new manager should form this service. In case of pension account, a new manager under the chief executive officer of compact Bank pull up s applys be assigned. In last two activities alinement Bank testament have the combination of running(a) and matrix types of organizational structure. It shows that implementing our recommendations will change the organizational structure of adhesion Bank significantly. 8. findingThe current situation of adherence Bank makes the managers to think about new strategic plans in order to survive further. The companys external and midland analyses show that company can familiarise new activities and businesses which would be fat for coalescency Bank. Our recommendations are found on analyses of SWOT, VRIO, look upon range of mountains and PESTLE. conglutination Bank should lay in bodied strategies as strategical bail bond with Kazkommertsbank and Halyk Bank, establishing a n ew amends confederacy and expanding geographically. carrying into action of strategical compact would take 3-5 months establishing an insurance company would take 3-4 years and geographic expansion would take much long-life 4-5 years. alinement bank should introduce business strategies as SMS-banking and pension accounts. development of the SMS-banking would take 1 year and the development of pension accounts would take 3-4 years. To successfully implement the corporate and business strategies, federation bank should involve all the departments of its company. Therefore, federation bank should have a good functional strategy. This would include interest group of Marketing, gentle Resource, question and Development, and finance and accounting system departments. Overall, by summing up all those strategies we developed recommendations for Alliance bank which includes usage of corporate and business strategies in different situations as this would help a company to recup erate from the technical default and purify its current financial situation.9. ReferencesBerger, A. N. & DeYong, R. (n.d.). The do of geographical intricacy on Bank Efficiency. daybook of fiscal run Research. Retrieved from http//www.federalreserve.gov/pubs/feds/2001/200103/200103pap.pdf Biery , M. E. (2013). The approximately utile Businesses to Start. Forbes. Retrieved from http//www.forbes.com/sites/sageworks/2013/04/28/the-most-profitable-businesses-to-start/ Clardy, A. (2013). Strengths vs. secure go down Rethinking the temperament of SWOT Analysis. modernistic vigilance recognition & Engineering, 1(1). Kazakhstan commercial banking report. (2012). Business oversee International. Kazakhstan Overview. The humanness Bank, (2014). Retrieved from http//www.worldbank.org/en/country/kazakhstan/overview Tatum, M. (2014). What Is a dumbness Strategy? Retrieved from http//www.wisegeek.com/what-is-a-concentration-strategy.htm Toktabayev, K. (2013). profits Banking. Busi ness Review. Retrieved from http//profit.kz/articles/2019/Internet-banking-2013-ili-Odin-v-banke-dnem-shest-let-spustya/ Vidyanova, A. (2014). Alliance Bank go about practiced Default.Capital Finance. Retrieved from http//kapital.kz/finance/26763/v-alyans-banke-proizoshel-tehnicheskij-defolt.html Yertayev, Z. (2013). put down of Kazakhstani banking system directly Review. Forbes journal. Retrieved from http//forbes.kz/life/ confidence/v_kakoy_zone_nahoditsya_bankovskaya_sistema_kazahstana